Time Interconnect Technology (FRA:M4D) Effective Interest Rate on Debt %: 2.99% (As of Dec. 2025)

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FRA:M4D Time Interconnect Technology Ltd FRA:M4D
56 GF Score
Price €1.65
GF Value €0.84
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Time Interconnect Technology Effective Interest Rate on Debt %?

Time Interconnect Technology FRA:M4D -0.60% 56 Effective Interest Rate on Debt % is 2.99% as of Dec. 2025. GuruFocus rates FRA:M4D with a GF Score™ of 56/100 and a GF Value™ of €0.84 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Time Interconnect Technology's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €7 Mil. Time Interconnect Technology's average total debt for the quarter that ended in Dec. 2025 was €241 Mil. Therefore, Time Interconnect Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.99%.


Time Interconnect Technology  (FRA:M4D) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Time Interconnect Technology Effective Interest Rate on Debt % Related Terms


Time Interconnect Technology Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Time Interconnect Technology's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Time Interconnect Technology Effective Interest Rate on Debt % Chart

Time Interconnect Technology Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.58 3.65 2.50 3.10 3.04

Time Interconnect Technology Semi-Annual Data
Mar15 Mar16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.88 2.89 3.25 2.91 2.99

FRA:M4D vs VRT, BE: Effective Interest Rate on Debt % Comparison

For the Electrical Equipment & Parts subindustry, Time Interconnect Technology's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Time Interconnect Technology Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Time Interconnect Technology's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Time Interconnect Technology's Effective Interest Rate on Debt % falls into.


FRA:M4D
56GF Score
Time Interconnect Technology Ltd FRA:M4D
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Time Interconnect Technology Effective Interest Rate on Debt % Calculation

Time Interconnect Technology's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.551/( (177.77+253.46)/ 2 )
=-1  *  -6.551/215.615
=3.04 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.228 + 172.542
=177.77

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=32.73 + 220.73
=253.46

Time Interconnect Technology's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -7.218/( (229.294+253.46)/ 2 )
=-1  *  -7.218/241.377
=2.99 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.17 + 223.124
=229.294

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=32.73 + 220.73
=253.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.99% mean?
Time Interconnect Technology (FRA:M4D) has a Effective Interest Rate on Debt % of 2.99% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Time Interconnect Technology and its competitors.
Is Time Interconnect Technology's Effective Interest Rate on Debt % too high?
Time Interconnect Technology's current Effective Interest Rate on Debt % is 2.99%. Overall, Time Interconnect Technology has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Time Interconnect Technology's Effective Interest Rate on Debt % compare to VRT and BE?
Time Interconnect Technology's Effective Interest Rate on Debt % of 2.99% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Time Interconnect Technology and its competitors. Time Interconnect Technology's current Effective Interest Rate on Debt % is 2.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Time Interconnect Technology stock overvalued right now?
Based on GuruFocus' analysis, Time Interconnect Technology (FRA:M4D) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.84, compared to a current price of €1.65 — trading 96.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.99%. Time Interconnect Technology's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Time Interconnect Technology (FRA:M4D), the current Effective Interest Rate on Debt % is 2.99% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Time Interconnect Technology (FRA:M4D) Overvalued in 2026?

Based on GuruFocus' analysis, Time Interconnect Technology stock appears to be overvalued. The current stock price of €1.65 is trading 96.4% above its estimated GF Value™ of €0.84. GuruFocus considers Time Interconnect Technology to be Significantly Overvalued.

Key valuation signals for FRA:M4D:

  • Effective Interest Rate on Debt %: 2.99%
  • GF Value™: €0.84 vs. price of €1.65 (96.4% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the FRA:M4D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Time Interconnect Technology Business Description

Other Exchanges 01729:Hong Kong
Address 5 Science Park East Avenue, Units 213-221, 2nd Floor, Building 5E, Hong Kong Science Park, Shatin, Hong Kong, HKG
Time Interconnect Technology Ltd is an investment holding company. The Group currently manufactures and supplies a wide variety of copper & optical fiber cable assemblies, digital cable products, copper wire products, medical products, and servers, which are produced to the specifications and designs of its individual customer partners. The firm is organized into its four operating divisions: Cable assembly, Digital cables, Copper wire, and Server. The company generates revenue from the Server segment, which includes the manufacturing and trading of server products. Its geographic areas are Mainland China, America, Asia, Europe, and Others. The company serves Telecommunication, Data Center, Automotive, Medical equipment, and Industrial equipment sectors.
56GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.65
Price
€0.84
GF Value