Mears Group (FRA:MM7) Effective Interest Rate on Debt %: 5.59% (As of Dec. 2025)

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FRA:MM7 Mears Group PLC FRA:MM7
82 GF Score
Price €4.95
GF Value €4.70
! 5 Warning Signs
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What is Mears Group Effective Interest Rate on Debt %?

Mears Group FRA:MM7 +1.96% 82 Effective Interest Rate on Debt % is 5.59% as of Dec. 2025. GuruFocus rates FRA:MM7 with a GF Score™ of 82/100 and a GF Value™ of €4.70. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mears Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €20 Mil. Mears Group's average total debt for the quarter that ended in Dec. 2025 was €359 Mil. Therefore, Mears Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.59%.


Mears Group  (FRA:MM7) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Mears Group Effective Interest Rate on Debt % Related Terms


Mears Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Mears Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mears Group Effective Interest Rate on Debt % Chart

Mears Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.96 3.74 4.35 4.77 5.08

Mears Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.94 4.57 5.45 4.83 5.59

FRA:MM7 vs ROL, SCI, FTDR: Effective Interest Rate on Debt % Comparison

For the Personal Services subindustry, Mears Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mears Group Effective Interest Rate on Debt % vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, Mears Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mears Group's Effective Interest Rate on Debt % falls into.


FRA:MM7
82GF Score
Mears Group PLC FRA:MM7
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mears Group Effective Interest Rate on Debt % Calculation

Mears Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -18.381/( (359.183+364.375)/ 2 )
=-1  *  -18.381/361.779
=5.08 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=278.46 + 80.723
=359.183

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=272.17 + 92.205
=364.375

Mears Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -20.056/( (352.881+364.375)/ 2 )
=-1  *  -20.056/358.628
=5.59 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=273.916 + 78.965
=352.881

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=272.17 + 92.205
=364.375

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.59% mean?
Mears Group (FRA:MM7) has a Effective Interest Rate on Debt % of 5.59% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mears Group and its competitors.
Is Mears Group's Effective Interest Rate on Debt % too high?
Mears Group's current Effective Interest Rate on Debt % is 5.59%. Overall, Mears Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Mears Group's Effective Interest Rate on Debt % compare to ROL and SCI?
Mears Group's Effective Interest Rate on Debt % of 5.59% can be compared against companies in the Personal Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Personal Services company?
A good Effective Interest Rate on Debt % depends on the Personal Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mears Group and its competitors. Mears Group's current Effective Interest Rate on Debt % is 5.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mears Group stock overvalued right now?
Mears Group (FRA:MM7) has a current Effective Interest Rate on Debt % of 5.59%. The stock's GF Value™ is €4.70, compared to a current price of €4.95 — trading 5.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.59%. Mears Group's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mears Group (FRA:MM7), the current Effective Interest Rate on Debt % is 5.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mears Group (FRA:MM7) Overvalued in 2026?

Based on GuruFocus' analysis, Mears Group stock appears to be overvalued. The current stock price of €4.95 is trading 5.2% above its estimated GF Value™ of €4.70.

Key valuation signals for FRA:MM7:

  • Effective Interest Rate on Debt %: 5.59%
  • GF Value™: €4.70 vs. price of €4.95 (5.2% above fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the FRA:MM7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mears Group Business Description

Other Exchanges MERl:UKMER:UK
Address 5220 Valiant Court, 2nd Floor, Gloucester Business Park, Brockworth, Gloucester, GBR, GL3 4FE
Mears Group PLC is a UK-based company engaged in providing social housing repairs and maintenance. The company provides services consisting of full housing management solutions, provision of a range of outsourced services to the public and private sectors, repairs, maintenance, turnkey solutions for energy efficiency, development of new homes, and home improvements.
82GF Score

Get the complete analysis for FRA:MM7

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.95
Price
€4.70
GF Value