Longfor Group Holdings (FRA:RLF) Effective Interest Rate on Debt %: 0.47% (As of Dec. 2025)

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FRA:RLF Longfor Group Holdings Ltd FRA:RLF
70 GF Score
Price €0.71
GF Value €0.65
Valuation Fairly Valued
! 8 Warning Signs
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What is Longfor Group Holdings Effective Interest Rate on Debt %?

Longfor Group Holdings FRA:RLF +2.16% 70 Effective Interest Rate on Debt % is 0.47% as of Dec. 2025. GuruFocus rates FRA:RLF with a GF Score™ of 70/100 and a GF Value™ of €0.65 (Fairly Valued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Longfor Group Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €100 Mil. Longfor Group Holdings's average total debt for the quarter that ended in Dec. 2025 was €21,110 Mil. Therefore, Longfor Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.47%.


Longfor Group Holdings  (FRA:RLF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Longfor Group Holdings Effective Interest Rate on Debt % Related Terms


Longfor Group Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Longfor Group Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Longfor Group Holdings Effective Interest Rate on Debt % Chart

Longfor Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 0.48 0.43 0.44 0.48

Longfor Group Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.45 0.42 0.49 0.47

Longfor Group Holdings Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Longfor Group Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Longfor Group Holdings Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Longfor Group Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Longfor Group Holdings's Effective Interest Rate on Debt % falls into.


FRA:RLF
70GF Score
Longfor Group Holdings Ltd FRA:RLF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Longfor Group Holdings Effective Interest Rate on Debt % Calculation

Longfor Group Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -108.183/( (24956.565+20120.583)/ 2 )
=-1  *  -108.183/22538.574
=0.48 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20787.331 + 4169.234
=24956.565

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18045.474 + 2075.109
=20120.583

Longfor Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -99.964/( (22099.041+20120.583)/ 2 )
=-1  *  -99.964/21109.812
=0.47 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18837.594 + 3261.447
=22099.041

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18045.474 + 2075.109
=20120.583

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.47% mean?
Longfor Group Holdings (FRA:RLF) has a Effective Interest Rate on Debt % of 0.47% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Longfor Group Holdings and its competitors.
Is Longfor Group Holdings' Effective Interest Rate on Debt % too high?
Longfor Group Holdings' current Effective Interest Rate on Debt % is 0.47%. Overall, Longfor Group Holdings has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Longfor Group Holdings' Effective Interest Rate on Debt % compare to competitors?
Longfor Group Holdings' Effective Interest Rate on Debt % of 0.47% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Longfor Group Holdings and its competitors. Longfor Group Holdings's current Effective Interest Rate on Debt % is 0.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Longfor Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Longfor Group Holdings (FRA:RLF) is currently considered Fairly Valued. The stock's GF Value™ is €0.65, compared to a current price of €0.71 — trading 9.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.47%. Longfor Group Holdings' overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Longfor Group Holdings (FRA:RLF), the current Effective Interest Rate on Debt % is 0.47% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Longfor Group Holdings (FRA:RLF) Overvalued in 2026?

Based on GuruFocus' analysis, Longfor Group Holdings stock appears to be overvalued. The current stock price of €0.71 is trading 9.2% above its estimated GF Value™ of €0.65. GuruFocus considers Longfor Group Holdings to be Fairly Valued.

Key valuation signals for FRA:RLF:

  • Effective Interest Rate on Debt %: 0.47%
  • GF Value™: €0.65 vs. price of €0.71 (9.2% above fair value)
  • GF Score™: 70/100 with 8 warning signs

No single metric tells the full story. See the FRA:RLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Longfor Group Holdings Business Description

Address No. 8 Beiyuan Street, Building 6, Beijing Longfor Blue Engine Industrial Park, Chaoyang District, Beijing, CHN, 100012
Longfor Group Holdings, or Longfor, is a non-state-owned real estate developer in China with contracted sales value placing it among the top 10 of all China's developers. The company focuses on developing high quality residential projects, as well as operating shopping malls and rental apartments in China's wealthier cities. Property development represents the majority of Longfor's revenue and gross profit, while income from commercial properties, property management and project management services have been growing fast. As at end-2025, Wu Yajun remained the largest shareholder with an over 43% equity interest, while her ex-husband Cai Kui has a 23% stake.
70GF Score

Get the complete analysis for FRA:RLF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.71
Price
€0.65
GF Value