Severn Trent (FRA:SVT) Effective Interest Rate on Debt %: 3.97% (As of Mar. 2026)


FRA:SVT Severn Trent PLC FRA:SVT
61 GF Score
Price €34.40
GF Value €34.91
Valuation Fairly Valued
! 7 Warning Signs
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What is Severn Trent Effective Interest Rate on Debt %?

Severn Trent FRA:SVT +1.18% 61 Effective Interest Rate on Debt % is 3.97% as of Mar. 2026. GuruFocus rates FRA:SVT with a GF Score™ of 61/100 and a GF Value™ of €34.91 (Fairly Valued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Severn Trent's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €497 Mil. Severn Trent's average total debt for the quarter that ended in Mar. 2026 was €12,523 Mil. Therefore, Severn Trent's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.97%.


Severn Trent  (FRA:SVT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Severn Trent Effective Interest Rate on Debt % Related Terms


Severn Trent Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Severn Trent's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Severn Trent Effective Interest Rate on Debt % Chart

Severn Trent Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.88 6.18 5.26 4.30 4.30

Severn Trent Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.35 4.66 4.01 4.55 3.97

FRA:SVT vs AWK, WTRG, AWR: Effective Interest Rate on Debt % Comparison

For the Utilities - Regulated Water subindustry, Severn Trent's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Severn Trent Effective Interest Rate on Debt % vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Severn Trent's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Severn Trent's Effective Interest Rate on Debt % falls into.


FRA:SVT
61GF Score
Severn Trent PLC FRA:SVT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Severn Trent Effective Interest Rate on Debt % Calculation

Severn Trent's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -521.307/( (11588.911+12668.213)/ 2 )
=-1  *  -521.307/12128.562
=4.30 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10951.928 + 636.983
=11588.911

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12246.093 + 422.12
=12668.213

Severn Trent's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -496.626/( (12377.257+12668.213)/ 2 )
=-1  *  -496.626/12522.735
=3.97 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11485.881 + 891.376
=12377.257

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12246.093 + 422.12
=12668.213

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.97% mean?
Severn Trent (FRA:SVT) has a Effective Interest Rate on Debt % of 3.97% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Severn Trent and its competitors.
Is Severn Trent's Effective Interest Rate on Debt % too high?
Severn Trent's current Effective Interest Rate on Debt % is 3.97%. Overall, Severn Trent has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Severn Trent's Effective Interest Rate on Debt % compare to AWK and WTRG?
Severn Trent's Effective Interest Rate on Debt % of 3.97% can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Utilities - Regulated company?
A good Effective Interest Rate on Debt % depends on the Utilities - Regulated industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Severn Trent and its competitors. Severn Trent's current Effective Interest Rate on Debt % is 3.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Severn Trent stock overvalued right now?
Based on GuruFocus' analysis, Severn Trent (FRA:SVT) is currently considered Fairly Valued. The stock's GF Value™ is €34.91, compared to a current price of €34.40 — trading 1.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.97%. Severn Trent's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Severn Trent (FRA:SVT), the current Effective Interest Rate on Debt % is 3.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Severn Trent (FRA:SVT) Overvalued in 2026?

Based on GuruFocus' analysis, Severn Trent stock appears to be undervalued. The current stock price of €34.40 is trading 1.5% below its estimated GF Value™ of €34.91. GuruFocus considers Severn Trent to be Fairly Valued.

Key valuation signals for FRA:SVT:

  • Effective Interest Rate on Debt %: 3.97%
  • GF Value™: €34.91 vs. price of €34.40 (1.5% below fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the FRA:SVT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Severn Trent Business Description

Address 2 St John’s Street, Severn Trent Centre, Coventry, GBR, CV1 2LZ
Severn Trent PLC is a United Kingdom-based water utilities company. It mainly operates in the U.K., but also in the United States and other countries in Europe. The company derives the majority of its revenue from its regulated water and wastewater segment, which supplies water and conducts sewage and environmental services. The company also operates a business services segment that is involved with renewable energy operations. The company provides contract services to industrial and municipal clients to develop water treatment facilities and networks. The firm generates its renewable energy by using hydropower, wind power, and solar power.
61GF Score

Get the complete analysis for FRA:SVT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.40
Price
€34.91
GF Value