XtalPi Holdings (FRA:V0I) Effective Interest Rate on Debt %: 2.83% (As of Dec. 2025)

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FRA:V0I XtalPi Holdings Ltd FRA:V0I
20 GF Score
Price €0.71
! 7 Warning Signs
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What is XtalPi Holdings Effective Interest Rate on Debt %?

XtalPi Holdings FRA:V0I 20 Effective Interest Rate on Debt % is 2.83% as of Dec. 2025. GuruFocus rates FRA:V0I with a GF Score™ of 20/100. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. XtalPi Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €1.39 Mil. XtalPi Holdings's average total debt for the quarter that ended in Dec. 2025 was €48.89 Mil. Therefore, XtalPi Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.83%.


XtalPi Holdings  (FRA:V0I) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


XtalPi Holdings Effective Interest Rate on Debt % Related Terms


XtalPi Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for XtalPi Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XtalPi Holdings Effective Interest Rate on Debt % Chart

XtalPi Holdings Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
2.70 4.33 4.88 3.38 3.11

XtalPi Holdings Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 4.48 3.55 3.92 2.77 2.83

FRA:V0I vs VEEV, BTSG, HQY: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, XtalPi Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


XtalPi Holdings Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, XtalPi Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where XtalPi Holdings's Effective Interest Rate on Debt % falls into.


FRA:V0I
20GF Score
XtalPi Holdings Ltd FRA:V0I
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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XtalPi Holdings Effective Interest Rate on Debt % Calculation

XtalPi Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.136/( (19.514+53.576)/ 2 )
=-1  *  -1.136/36.545
=3.11 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.514 + 11
=19.514

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29.779 + 23.797
=53.576

XtalPi Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.386/( (44.205+53.576)/ 2 )
=-1  *  -1.386/48.8905
=2.83 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.235 + 36.97
=44.205

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29.779 + 23.797
=53.576

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.83% mean?
XtalPi Holdings (FRA:V0I) has a Effective Interest Rate on Debt % of 2.83% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on XtalPi Holdings and its competitors.
Is XtalPi Holdings' Effective Interest Rate on Debt % too high?
XtalPi Holdings' current Effective Interest Rate on Debt % is 2.83%. Overall, XtalPi Holdings has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does XtalPi Holdings' Effective Interest Rate on Debt % compare to VEEV and BTSG?
XtalPi Holdings' Effective Interest Rate on Debt % of 2.83% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on XtalPi Holdings and its competitors. XtalPi Holdings's current Effective Interest Rate on Debt % is 2.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XtalPi Holdings stock overvalued right now?
XtalPi Holdings (FRA:V0I) has a current Effective Interest Rate on Debt % of 2.83%. The current Effective Interest Rate on Debt % is 2.83%. XtalPi Holdings' overall GF Score™ is 20/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For XtalPi Holdings (FRA:V0I), the current Effective Interest Rate on Debt % is 2.83% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

XtalPi Holdings Business Description

Other Exchanges 02228:Hong Kong
Address No. 2 Hongliu Road, 3rd floor, Second Phase of the International, Biomedical Industrial Park, Futian District, Shenzhen, CHN
XtalPi Holdings Ltd is a research platform company powered by artificial intelligence (AI) and robotics. It is dedicated to driving intelligent and digital transformation in the life sciences and materials sciences sectors. The company combines quantum physics, AI, cloud computing, and large-scale robotics to provide research & development solutions, services, and products for pharmaceuticals, biotechnology, renewable energy, and materials industries globally. The company has a single segment that is intelligent robotics solutions and drug discovery solutions (including one-stop drug discovery solutions). The firm generates the majority of its revenue from Drug discovery solutions, and a smaller portion of revenue is derived from AI for Science intelligent solutions.
20GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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