VTech Holdings (FRA:VTCB) Effective Interest Rate on Debt %: 1.24% (As of Mar. 2026)

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FRA:VTCB VTech Holdings Ltd FRA:VTCB
80 GF Score
Price €5.85
GF Value €5.63
Valuation Fairly Valued
! 3 Warning Signs
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What is VTech Holdings Effective Interest Rate on Debt %?

VTech Holdings FRA:VTCB +0.86% 80 Effective Interest Rate on Debt % is 1.24% as of Mar. 2026. GuruFocus rates FRA:VTCB with a GF Score™ of 80/100 and a GF Value™ of €5.63 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. VTech Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €1 Mil. VTech Holdings's average total debt for the quarter that ended in Mar. 2026 was €112 Mil. Therefore, VTech Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.24%.


VTech Holdings  (FRA:VTCB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


VTech Holdings Effective Interest Rate on Debt % Related Terms


VTech Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for VTech Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VTech Holdings Effective Interest Rate on Debt % Chart

VTech Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.95 6.46 2.87 2.13 2.87

VTech Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.22 4.92 -0.95 4.44 1.24

FRA:VTCB vs CSCO, CIEN, MSI: Effective Interest Rate on Debt % Comparison

For the Communication Equipment subindustry, VTech Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VTech Holdings Effective Interest Rate on Debt % vs Hardware Industry

For the Hardware industry and Technology sector, VTech Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where VTech Holdings's Effective Interest Rate on Debt % falls into.


FRA:VTCB
80GF Score
VTech Holdings Ltd FRA:VTCB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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VTech Holdings Effective Interest Rate on Debt % Calculation

VTech Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -3.46/( (131.442+109.681)/ 2 )
=-1  *  -3.46/120.5615
=2.87 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=117.012 + 14.43
=131.442

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=91.257 + 18.424
=109.681

VTech Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.384/( (114.168+109.681)/ 2 )
=-1  *  -1.384/111.9245
=1.24 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=94.572 + 19.596
=114.168

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=91.257 + 18.424
=109.681

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.24% mean?
VTech Holdings (FRA:VTCB) has a Effective Interest Rate on Debt % of 1.24% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on VTech Holdings and its competitors.
Is VTech Holdings' Effective Interest Rate on Debt % too high?
VTech Holdings' current Effective Interest Rate on Debt % is 1.24%. Overall, VTech Holdings has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does VTech Holdings' Effective Interest Rate on Debt % compare to CSCO and CIEN?
VTech Holdings' Effective Interest Rate on Debt % of 1.24% can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Hardware company?
A good Effective Interest Rate on Debt % depends on the Hardware industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on VTech Holdings and its competitors. VTech Holdings's current Effective Interest Rate on Debt % is 1.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VTech Holdings stock overvalued right now?
Based on GuruFocus' analysis, VTech Holdings (FRA:VTCB) is currently considered Fairly Valued. The stock's GF Value™ is €5.63, compared to a current price of €5.85 — trading 3.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.24%. VTech Holdings' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For VTech Holdings (FRA:VTCB), the current Effective Interest Rate on Debt % is 1.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VTech Holdings (FRA:VTCB) Overvalued in 2026?

Based on GuruFocus' analysis, VTech Holdings stock appears to be overvalued. The current stock price of €5.85 is trading 3.9% above its estimated GF Value™ of €5.63. GuruFocus considers VTech Holdings to be Fairly Valued.

Key valuation signals for FRA:VTCB:

  • Effective Interest Rate on Debt %: 1.24%
  • GF Value™: €5.63 vs. price of €5.85 (3.9% above fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the FRA:VTCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VTech Holdings Business Description

Address Block 1, 57 Ting Kok Road, 23rd Floor, Tai Ping Industrial Centre, Tai Po, New Territories, Hong Kong, HKG
VTech Holdings Ltd is engaged in the designing, manufacturing, and distribution of consumer electronic products. It also provides contract manufacturing services. The company's diverse collection of products includes Telephone Products, Business Phones, Electronic Learning Toys, Baby Monitors, and Hospitality Products. In addition, it offers turnkey services to customers in several product categories. The company operates through four reportable segments: North America, (including the United States and Canada), Europe, Asia Pacific, and Others, which covers sales of electronic products to the rest of the world. It generates maximum revenue from Europe.
80GF Score

Get the complete analysis for FRA:VTCB

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.85
Price
€5.63
GF Value