FRFLF (FRNT Financial) Effective Interest Rate on Debt %: 7.29% (As of Mar. 2026)

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What is FRNT Financial Effective Interest Rate on Debt %?

FRNT Financial FRFLF Effective Interest Rate on Debt % is 7.29% as of Mar. 2026. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. FRNT Financial's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.02 Mil. FRNT Financial's average total debt for the quarter that ended in Mar. 2026 was $0.22 Mil. Therefore, FRNT Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.29%.

FRNT Financial  (OTCPK:FRFLF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

FRNT Financial Effective Interest Rate on Debt % Related Terms

FRNT Financial Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for FRNT Financial's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FRNT Financial Effective Interest Rate on Debt % Chart

FRNT Financial Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
3.83 6.62 7.37 7.35 6.90

FRNT Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.00 16.33 3.28 7.13 7.29

FRFLF vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, FRNT Financial's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FRNT Financial Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, FRNT Financial's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where FRNT Financial's Effective Interest Rate on Debt % falls into.


FRNT Financial Effective Interest Rate on Debt % Calculation

FRNT Financial's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.003/( (0.07+0.017)/ 2 )
=-1  *  -0.003/0.0435
=6.90 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.017 + 0.053
=0.07

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.017
=0.017

FRNT Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.016/( (0.222+0.217)/ 2 )
=-1  *  -0.016/0.2195
=7.29 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.177 + 0.045
=0.222

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.165 + 0.052
=0.217

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.29% mean?
FRNT Financial (FRFLF) has a Effective Interest Rate on Debt % of 7.29% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FRNT Financial and its competitors.
Is FRNT Financial's Effective Interest Rate on Debt % too high?
FRNT Financial's current Effective Interest Rate on Debt % is 7.29%.
How does FRNT Financial's Effective Interest Rate on Debt % compare to MS and GS?
FRNT Financial's Effective Interest Rate on Debt % of 7.29% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FRNT Financial and its competitors. FRNT Financial's current Effective Interest Rate on Debt % is 7.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FRNT Financial stock overvalued right now?
Based on GuruFocus' analysis, FRNT Financial (FRFLF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.34, compared to a current price of $0.08 — trading 76% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.29%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For FRNT Financial (FRFLF), the current Effective Interest Rate on Debt % is 7.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FRNT Financial Business Description

Other Exchanges FRNT:Canada
Address 49 Wellington Street East, Unit 200, Toronto, ON, CAN, M5E 1C9
FRNT Financial Inc is a next-generation institutional sales and trading platform. It has one segment focused around developing and offering its capital market trading platform to institutional investors. The Company is a financial technology company that provides a capital markets trading platform for institutional investors to access alternative trading opportunities.