FRPC (First Republic of America) Effective Interest Rate on Debt %: 10.53% (As of Mar. 2004)


What is First Republic of America Effective Interest Rate on Debt %?

First Republic of America FRPC Effective Interest Rate on Debt % is 10.53% as of Mar. 2004.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. First Republic of America's annualized positive value of Interest Expense for the quarter that ended in Mar. 2004 was $1.91 Mil. First Republic of America's average total debt for the quarter that ended in Mar. 2004 was $18.12 Mil. Therefore, First Republic of America's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2004 was 10.53%.

First Republic of America  (OTCPK:FRPC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

First Republic of America Effective Interest Rate on Debt % Related Terms

First Republic of America Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for First Republic of America's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Republic of America Effective Interest Rate on Debt % Chart

First Republic of America Annual Data
Trend Jun01 Jun02 Jun03
Effective Interest Rate on Debt %
0.00 0.00 0.00

First Republic of America Quarterly Data
Jun01 Sep01 Dec01 Mar02 Jun02 Sep02 Dec02 Mar03 Jun03 Sep03 Dec03 Mar04
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.64 0.00 0.00 9.06 10.53

First Republic of America Effective Interest Rate on Debt % Competitor Comparison

For the Specialty Business Services subindustry, First Republic of America's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Republic of America Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, First Republic of America's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where First Republic of America's Effective Interest Rate on Debt % falls into.


First Republic of America Effective Interest Rate on Debt % Calculation

First Republic of America's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2003 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2002 )+Total Debt  (A: Jun. 2003 ))/ count )
=-1  *  0/( (25.736+24.175)/ 2 )
=-1  *  0/24.9555
=0.00 %

where

Total Debt  (A: Jun. 2002 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=24.044 + 1.692
=25.736

Total Debt  (A: Jun. 2003 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.428 + 1.747
=24.175

First Republic of America's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2004 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2003 )+Total Debt  (Q: Mar. 2004 ))/ count )
=-1  *  -1.908/( (21.504+14.737)/ 2 )
=-1  *  -1.908/18.1205
=10.53 %

where

Total Debt  (Q: Dec. 2003 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.504 + 0
=21.504

Total Debt  (Q: Mar. 2004 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14.737 + 0
=14.737

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2004) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.53% mean?
First Republic of America (FRPC) has a Effective Interest Rate on Debt % of 10.53% as of Mar. 2004. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on First Republic of America and its competitors.
Is First Republic of America's Effective Interest Rate on Debt % too high?
First Republic of America's current Effective Interest Rate on Debt % is 10.53%.
How does First Republic of America's Effective Interest Rate on Debt % compare to competitors?
First Republic of America's Effective Interest Rate on Debt % of 10.53% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on First Republic of America and its competitors. First Republic of America's current Effective Interest Rate on Debt % is 10.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Republic of America stock overvalued right now?
First Republic of America (FRPC) has a current Effective Interest Rate on Debt % of 10.53%. The current Effective Interest Rate on Debt % is 10.53%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For First Republic of America (FRPC), the current Effective Interest Rate on Debt % is 10.53% as of Mar. 2004. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.