FRPH (FRP Holdings) Effective Interest Rate on Debt %: 1.34% (As of Jun. 2026)

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FRPH FRP Holdings Inc FRPH
73 GF Score
Price $21.90
GF Value $29.41
Valuation Modestly Undervalued
! 4 Warning Signs
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What is FRP Holdings Effective Interest Rate on Debt %?

FRP Holdings FRPH -0.68% 73 Effective Interest Rate on Debt % is 1.34% as of Jun. 2026. GuruFocus rates FRPH with a GF Score™ of 73/100 and a GF Value™ of $29.41 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. FRP Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $2.80 Mil. FRP Holdings's average total debt for the quarter that ended in Jun. 2026 was $209.27 Mil. Therefore, FRP Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 1.34%.


FRP Holdings  (NAS:FRPH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


FRP Holdings Effective Interest Rate on Debt % Related Terms


FRP Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for FRP Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FRP Holdings Effective Interest Rate on Debt % Chart

FRP Holdings Annual Data
Trend Sep16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.72 1.71 2.42 1.76 1.60

FRP Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.84 1.62 1.50 1.43 1.34

FRPH vs REAX, TCI, RMR: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, FRP Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FRP Holdings Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, FRP Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where FRP Holdings's Effective Interest Rate on Debt % falls into.


FRPH
73GF Score
FRP Holdings Inc FRPH
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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FRP Holdings Effective Interest Rate on Debt % Calculation

FRP Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.967/( (178.853+192.554)/ 2 )
=-1  *  -2.967/185.7035
=1.60 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=178.853 + 0
=178.853

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=192.554 + 0
=192.554

FRP Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -2.804/( (203.916+214.618)/ 2 )
=-1  *  -2.804/209.267
=1.34 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=203.916 + 0
=203.916

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=214.618 + 0
=214.618

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.34% mean?
FRP Holdings (FRPH) has a Effective Interest Rate on Debt % of 1.34% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FRP Holdings and its competitors.
Is FRP Holdings' Effective Interest Rate on Debt % too high?
FRP Holdings' current Effective Interest Rate on Debt % is 1.34%. Overall, FRP Holdings has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FRP Holdings' Effective Interest Rate on Debt % compare to REAX and TCI?
FRP Holdings' Effective Interest Rate on Debt % of 1.34% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FRP Holdings and its competitors. FRP Holdings's current Effective Interest Rate on Debt % is 1.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FRP Holdings stock overvalued right now?
Based on GuruFocus' analysis, FRP Holdings (FRPH) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.41, compared to a current price of $21.90 — trading 25.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.34%. FRP Holdings' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For FRP Holdings (FRPH), the current Effective Interest Rate on Debt % is 1.34% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FRP Holdings (FRPH) Overvalued in 2026?

Based on GuruFocus' analysis, FRP Holdings stock appears to be undervalued. The current stock price of $21.90 is trading 25.5% below its estimated GF Value™ of $29.41. GuruFocus considers FRP Holdings to be Modestly Undervalued.

Key valuation signals for FRPH:

  • Effective Interest Rate on Debt %: 1.34%
  • GF Value™: $29.41 vs. price of $21.90 (25.5% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the FRPH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FRP Holdings Business Description

Address 200 West Forsyth Street, 7th Floor, Jacksonville, FL, USA, 32202
FRP Holdings Inc is a holding company engaged in various real estate businesses. The company's business segments are Leasing and management of commercial properties owned by the company (the Industrial/Commercial Segment); Leasing and management of mining royalty land owned by the company (the Mining Royalty Lands Segment); real property acquisition, entitlement, development and construction for apartment, retail, industrial, and office (the Development Segment), and (iv) management of mixed-use residential/retail properties owned through joint ventures.
73GF Score

Get the complete analysis for FRPH

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.90
Price
$29.41
GF Value