GECSF (Global Education Communities) Effective Interest Rate on Debt %: 3.88% (As of Feb. 2026)


GECSF Global Education Communities Corp GECSF
28 GF Score
Price $0.20
GF Value $0.05
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Global Education Communities Effective Interest Rate on Debt %?

Global Education Communities GECSF -12.64% 28 Effective Interest Rate on Debt % is 3.88% as of Feb. 2026. GuruFocus rates GECSF with a GF Score™ of 28/100 and a GF Value™ of $0.05 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Global Education Communities's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $5.72 Mil. Global Education Communities's average total debt for the quarter that ended in Feb. 2026 was $147.45 Mil. Therefore, Global Education Communities's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 3.88%.


Global Education Communities  (OTCPK:GECSF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Global Education Communities Effective Interest Rate on Debt % Related Terms


Global Education Communities Effective Interest Rate on Debt % Historical Data

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The historical data trend for Global Education Communities's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Global Education Communities Effective Interest Rate on Debt % Chart

Global Education Communities Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.98 2.41 4.67 3.53 3.83

Global Education Communities Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.66 5.89 -2.61 5.36 3.88

GECSF vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Global Education Communities's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Global Education Communities Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Global Education Communities's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Global Education Communities's Effective Interest Rate on Debt % falls into.


GECSF
28GF Score
Global Education Communities Corp GECSF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Global Education Communities Effective Interest Rate on Debt % Calculation

Global Education Communities's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -6.887/( (210.399+149.052)/ 2 )
=-1  *  -6.887/179.7255
=3.83 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=145.033 + 65.366
=210.399

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=107.523 + 41.529
=149.052

Global Education Communities's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -5.724/( (146.072+148.825)/ 2 )
=-1  *  -5.724/147.4485
=3.88 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=116.665 + 29.407
=146.072

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=101.417 + 47.408
=148.825

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.88% mean?
Global Education Communities (GECSF) has a Effective Interest Rate on Debt % of 3.88% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Global Education Communities and its competitors.
Is Global Education Communities' Effective Interest Rate on Debt % too high?
Global Education Communities' current Effective Interest Rate on Debt % is 3.88%. Overall, Global Education Communities has a GF Score™ of 28/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Global Education Communities' Effective Interest Rate on Debt % compare to EDU and TAL?
Global Education Communities' Effective Interest Rate on Debt % of 3.88% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Global Education Communities and its competitors. Global Education Communities's current Effective Interest Rate on Debt % is 3.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global Education Communities stock overvalued right now?
Based on GuruFocus' analysis, Global Education Communities (GECSF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.05, compared to a current price of $0.20 — trading 290.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.88%. Global Education Communities' overall GF Score™ is 28/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Global Education Communities (GECSF), the current Effective Interest Rate on Debt % is 3.88% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Global Education Communities (GECSF) Overvalued in 2026?

Based on GuruFocus' analysis, Global Education Communities stock appears to be overvalued. The current stock price of $0.20 is trading 290.5% above its estimated GF Value™ of $0.05. GuruFocus considers Global Education Communities to be Significantly Overvalued.

Key valuation signals for GECSF:

  • Effective Interest Rate on Debt %: 3.88%
  • GF Value™: $0.05 vs. price of $0.20 (290.5% above fair value)
  • GF Score™: 28/100 with 8 warning signs

No single metric tells the full story. See the GECSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Global Education Communities Business Description

Other Exchanges GEC:Canada
Address 777 West Broadway, Suite 1200, Vancouver, BC, CAN, V5Z 4J7
Global Education Communities Corp is an education and student-housing real estate company. Its business operations include education, media communications, revenue-producing properties, and real estate development. The Company has four principal business units/segments: SSLC Language College (SSLC), which includes SSLC Business College; CIBT School of Business & Technology Corp. (CIBT); IRIX Design Group Inc. (IRIX); and Global Education City Holdings Inc. (GECH). The Company's education business is conducted through SSLC in Canada and through CIBT and its subsidiaries in Asia. The Company operates its media communications business through IRIX. GECH is an investment holding and management company focused on education-related real estate projects in Vancouver, Canada.
28GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.20
Price
$0.05
GF Value