GLOO (Gloo Holdings) Effective Interest Rate on Debt %: 9.07% (As of Apr. 2026)


GLOO Gloo Holdings Inc GLOO
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What is Gloo Holdings Effective Interest Rate on Debt %?

Gloo Holdings GLOO +3.32% 11 Effective Interest Rate on Debt % is 9.07% as of Apr. 2026. GuruFocus rates GLOO with a GF Score™ of 11/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Gloo Holdings's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $3.9 Mil. Gloo Holdings's average total debt for the quarter that ended in Apr. 2026 was $43.1 Mil. Therefore, Gloo Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 9.07%.

Gloo Holdings  (NAS:GLOO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Gloo Holdings Effective Interest Rate on Debt % Related Terms

Gloo Holdings Effective Interest Rate on Debt % Historical Data

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The historical data trend for Gloo Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gloo Holdings Effective Interest Rate on Debt % Chart

Gloo Holdings Annual Data
Trend Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
67.76 11.92 24.27

Gloo Holdings Quarterly Data
Jan24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 14.89 -17.31 23.89 7.03 9.07

GLOO vs SPT, BLND, OOMA: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Gloo Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Gloo Holdings Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Gloo Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Gloo Holdings's Effective Interest Rate on Debt % falls into.


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Gloo Holdings Effective Interest Rate on Debt % Calculation

Gloo Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -14.347/( (73.916+44.298)/ 2 )
=-1  *  -14.347/59.107
=24.27 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=70.054 + 3.862
=73.916

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=36.561 + 7.737
=44.298

Gloo Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -3.908/( (44.298+41.918)/ 2 )
=-1  *  -3.908/43.108
=9.07 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=36.561 + 7.737
=44.298

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.168 + 19.75
=41.918

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.07% mean?
Gloo Holdings (GLOO) has a Effective Interest Rate on Debt % of 9.07% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gloo Holdings and its competitors.
Is Gloo Holdings' Effective Interest Rate on Debt % too high?
Gloo Holdings' current Effective Interest Rate on Debt % is 9.07%. Overall, Gloo Holdings has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Gloo Holdings' Effective Interest Rate on Debt % compare to SPT and BLND?
Gloo Holdings' Effective Interest Rate on Debt % of 9.07% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gloo Holdings and its competitors. Gloo Holdings's current Effective Interest Rate on Debt % is 9.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gloo Holdings stock overvalued right now?
Gloo Holdings (GLOO) has a current Effective Interest Rate on Debt % of 9.07%. The current Effective Interest Rate on Debt % is 9.07%. Gloo Holdings' overall GF Score™ is 11/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Gloo Holdings (GLOO), the current Effective Interest Rate on Debt % is 9.07% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gloo Holdings Business Description

Address 831 Pearl Street, Boulder, CO, USA, 80302
Gloo Holdings Inc is engaged in building a technology platform company. It has provided a breadth of products, services, and solutions to the two primary stakeholders at the core of the faith and flourishing ecosystem: (1) network capability providers (NCPs) and (2) the churches and frontline organizations (CFLs) it serves. The company serves as a digital infrastructure between NCPs and CFLs. By facilitating efficient exchange between the two, Gloo enables both sides to succeed; CFLs gain access to resources and NCPs benefit from efficient distribution and targeted reach. This creates a virtuous cycle, strengthening the platform with each interaction. The Gloo platform includes a suite of technology, marketplace, and service solutions offered directly from Gloo or from Gloo's subsidiaries.
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