GROUF (Grafton Group) Effective Interest Rate on Debt %: 3.66% (As of Dec. 2025)


What is Grafton Group Effective Interest Rate on Debt %?

Grafton Group GROUF Effective Interest Rate on Debt % is 3.66% as of Dec. 2025. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Grafton Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $31 Mil. Grafton Group's average total debt for the quarter that ended in Dec. 2025 was $850 Mil. Therefore, Grafton Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.66%.

Grafton Group  (OTCPK:GROUF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Grafton Group Effective Interest Rate on Debt % Related Terms

Grafton Group Effective Interest Rate on Debt % Historical Data

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The historical data trend for Grafton Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grafton Group Effective Interest Rate on Debt % Chart

Grafton Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.74 2.78 3.65 3.89 3.90

Grafton Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.68 4.01 4.00 3.97 3.66

GROUF vs FAST, GWW, FERG: Effective Interest Rate on Debt % Comparison

For the Industrial Distribution subindustry, Grafton Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Grafton Group Effective Interest Rate on Debt % vs Industrial Distribution Industry

For the Industrial Distribution industry and Industrials sector, Grafton Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Grafton Group's Effective Interest Rate on Debt % falls into.


Grafton Group Effective Interest Rate on Debt % Calculation

Grafton Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -32.004/( (810.493+828.845)/ 2 )
=-1  *  -32.004/819.669
=3.90 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=657.325 + 153.168
=810.493

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=684.114 + 144.731
=828.845

Grafton Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -31.084/( (870.441+828.845)/ 2 )
=-1  *  -31.084/849.643
=3.66 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=696.32 + 174.121
=870.441

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=684.114 + 144.731
=828.845

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.66% mean?
Grafton Group (GROUF) has a Effective Interest Rate on Debt % of 3.66% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grafton Group and its competitors.
Is Grafton Group's Effective Interest Rate on Debt % too high?
Grafton Group's current Effective Interest Rate on Debt % is 3.66%.
How does Grafton Group's Effective Interest Rate on Debt % compare to FAST and GWW?
Grafton Group's Effective Interest Rate on Debt % of 3.66% can be compared against companies in the Industrial Distribution industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Distribution company?
A good Effective Interest Rate on Debt % depends on the Industrial Distribution industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Grafton Group and its competitors. Grafton Group's current Effective Interest Rate on Debt % is 3.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grafton Group stock overvalued right now?
Based on GuruFocus' analysis, Grafton Group (GROUF) is currently considered Modestly Overvalued. The stock's GF Value™ is $9.59, compared to a current price of $11.05 — trading 15.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.66%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Grafton Group (GROUF), the current Effective Interest Rate on Debt % is 3.66% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Grafton Group Business Description

Other Exchanges GFTUl:UKGFTU:UKGN5:Germany
Address Carmanhall Road, The Hive, Sandyford Business Park, Dublin, IRL, D18 Y2C9
Grafton Group PLC is a distributor of building materials that operates in three segments; The Distribution segment is into the distribution of building and plumbing materials to professional tradespeople engaged in residential repair, maintenance, and improvement projects and also in residential and other new build construction, The Retailing segment operates DIY and home improvement business from a network of stores that supply mainly retail customers with wide products for DIY and for the home and garden, and The Manufacturing segment is into the manufacture of dry mortar in Great Britain. The company also operates in residential and other new build construction. Geographically, the company generates over half of its revenue from the United Kingdom.