GVHGF (Visionary Holdings) Effective Interest Rate on Debt %: 9.29% (As of Mar. 2025)

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GVHGF Visionary Holdings Inc GVHGF
44 GF Score
Price $0.03
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What is Visionary Holdings Effective Interest Rate on Debt %?

Visionary Holdings GVHGF 44 Effective Interest Rate on Debt % is 9.29% as of Mar. 2025. GuruFocus rates GVHGF with a GF Score™ of 44/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Visionary Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was $5.19 Mil. Visionary Holdings's average total debt for the quarter that ended in Mar. 2025 was $55.82 Mil. Therefore, Visionary Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 9.29%.


Visionary Holdings  (OTCPK:GVHGF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Visionary Holdings Effective Interest Rate on Debt % Related Terms


Visionary Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Visionary Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Visionary Holdings Effective Interest Rate on Debt % Chart

Visionary Holdings Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.22 6.92 9.28 10.74 8.89

Visionary Holdings Semi-Annual Data
Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 9.78 12.41 10.71 7.44 9.29

GVHGF vs FCHL, BRWC, VSA: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Visionary Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Visionary Holdings Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Visionary Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Visionary Holdings's Effective Interest Rate on Debt % falls into.


GVHGF
44GF Score
Visionary Holdings Inc GVHGF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Visionary Holdings Effective Interest Rate on Debt % Calculation

Visionary Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -4.951/( (63.206+48.159)/ 2 )
=-1  *  -4.951/55.6825
=8.89 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.278 + 62.928
=63.206

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 48.159
=48.159

Visionary Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2024 )+Total Debt  (Q: Mar. 2025 ))/ count )
=-1  *  -5.188/( (63.475+48.159)/ 2 )
=-1  *  -5.188/55.817
=9.29 %

where

Total Debt  (Q: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 63.475
=63.475

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 48.159
=48.159

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.29% mean?
Visionary Holdings (GVHGF) has a Effective Interest Rate on Debt % of 9.29% as of Mar. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Visionary Holdings and its competitors.
Is Visionary Holdings' Effective Interest Rate on Debt % too high?
Visionary Holdings' current Effective Interest Rate on Debt % is 9.29%. Overall, Visionary Holdings has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Visionary Holdings' Effective Interest Rate on Debt % compare to FCHL and BRWC?
Visionary Holdings' Effective Interest Rate on Debt % of 9.29% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Visionary Holdings and its competitors. Visionary Holdings's current Effective Interest Rate on Debt % is 9.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visionary Holdings stock overvalued right now?
Visionary Holdings (GVHGF) has a current Effective Interest Rate on Debt % of 9.29%. The current Effective Interest Rate on Debt % is 9.29%. Visionary Holdings' overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Visionary Holdings (GVHGF), the current Effective Interest Rate on Debt % is 9.29% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Visionary Holdings Business Description

Address 445 Apple Creek Boulevard, Unit 217, Toronto, ON, CAN, L3R 9X7
Visionary Holdings Inc is a private education providing company located in Canada, with subsidiaries in Canada and market partners in China, that offers high-quality education resources to students around the globe. The company aims to provide access to secondary, college, undergraduate and graduate, and vocational education to students in Canada through technological innovation so that more people can learn, grow, and succeed to their full potential. As a fully integrated provider of educational programs and services in Canada, the company has been serving and will continue to serve both Canadian and international students.
44GF Score

Get the complete analysis for GVHGF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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