Bitcoin Group SE (HAM:ADE) Effective Interest Rate on Debt %: 5.65% (As of Jun. 2025)


HAM:ADE Bitcoin Group SE HAM:ADE
69 GF Score
Price €25.80
GF Value €33.83
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Bitcoin Group SE Effective Interest Rate on Debt %?

Bitcoin Group SE HAM:ADE -1.60% 69 Effective Interest Rate on Debt % is 5.65% as of Jun. 2025. GuruFocus rates HAM:ADE with a GF Score™ of 69/100 and a GF Value™ of €33.83 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bitcoin Group SE's annualized positive value of Interest Expense for the quarter that ended in Jun. 2025 was €0.02 Mil. Bitcoin Group SE's average total debt for the quarter that ended in Jun. 2025 was €0.42 Mil. Therefore, Bitcoin Group SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 was 5.65%.


Bitcoin Group SE  (HAM:ADE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Bitcoin Group SE Effective Interest Rate on Debt % Related Terms


Bitcoin Group SE Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Bitcoin Group SE's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bitcoin Group SE Effective Interest Rate on Debt % Chart

Bitcoin Group SE Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.00 7.18 15.60 8.18 7.24

Bitcoin Group SE Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.59 3.02 5.74 9.26 5.65

HAM:ADE vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Bitcoin Group SE's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bitcoin Group SE Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Bitcoin Group SE's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bitcoin Group SE's Effective Interest Rate on Debt % falls into.


HAM:ADE
69GF Score
Bitcoin Group SE HAM:ADE
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bitcoin Group SE Effective Interest Rate on Debt % Calculation

Bitcoin Group SE's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -0.031/( (0.401+0.455)/ 2 )
=-1  *  -0.031/0.428
=7.24 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.311 + 0.09
=0.401

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.333 + 0.122
=0.455

Bitcoin Group SE's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Jun. 2025 ))/ count )
=-1  *  -0.024/( (0.455+0.394)/ 2 )
=-1  *  -0.024/0.4245
=5.65 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.333 + 0.122
=0.455

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.273 + 0.121
=0.394

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.65% mean?
Bitcoin Group SE (HAM:ADE) has a Effective Interest Rate on Debt % of 5.65% as of Jun. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bitcoin Group SE and its competitors.
Is Bitcoin Group SE's Effective Interest Rate on Debt % too high?
Bitcoin Group SE's current Effective Interest Rate on Debt % is 5.65%. Overall, Bitcoin Group SE has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bitcoin Group SE's Effective Interest Rate on Debt % compare to BLK and BX?
Bitcoin Group SE's Effective Interest Rate on Debt % of 5.65% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bitcoin Group SE and its competitors. Bitcoin Group SE's current Effective Interest Rate on Debt % is 5.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bitcoin Group SE stock overvalued right now?
Based on GuruFocus' analysis, Bitcoin Group SE (HAM:ADE) is currently considered Modestly Undervalued. The stock's GF Value™ is €33.83, compared to a current price of €25.80 — trading 23.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.65%. Bitcoin Group SE's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bitcoin Group SE (HAM:ADE), the current Effective Interest Rate on Debt % is 5.65% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bitcoin Group SE (HAM:ADE) Overvalued in 2026?

Based on GuruFocus' analysis, Bitcoin Group SE stock appears to be undervalued. The current stock price of €25.80 is trading 23.7% below its estimated GF Value™ of €33.83. GuruFocus considers Bitcoin Group SE to be Modestly Undervalued.

Key valuation signals for HAM:ADE:

  • Effective Interest Rate on Debt %: 5.65%
  • GF Value™: €33.83 vs. price of €25.80 (23.7% below fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the HAM:ADE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bitcoin Group SE Business Description

Address Europe Square 2, Berlin, DEU, 10557
Bitcoin Group SE is a venture capital company. The Company focuses on the acquisition, sale and management of investments in companies, and the acquisition of strategic leadership, management and coordination of these companies.
69GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€25.80
Price
€33.83
GF Value