Intershop Communications AG (HAM:ISHA) Effective Interest Rate on Debt %: 4.45% (As of Jun. 2026)

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HAM:ISHA Intershop Communications AG HAM:ISHA
56 GF Score
Price €1.67
GF Value €1.11
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Intershop Communications AG Effective Interest Rate on Debt %?

Intershop Communications AG HAM:ISHA -7.50% 56 Effective Interest Rate on Debt % is 4.45% as of Jun. 2026. GuruFocus rates HAM:ISHA with a GF Score™ of 56/100 and a GF Value™ of €1.11 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Intershop Communications AG's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was €0.38 Mil. Intershop Communications AG's average total debt for the quarter that ended in Jun. 2026 was €8.62 Mil. Therefore, Intershop Communications AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 4.45%.


Intershop Communications AG  (HAM:ISHA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Intershop Communications AG Effective Interest Rate on Debt % Related Terms


Intershop Communications AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Intershop Communications AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intershop Communications AG Effective Interest Rate on Debt % Chart

Intershop Communications AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.02 3.75 3.91 4.11 4.73

Intershop Communications AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.02 5.21 4.69 5.05 4.45

HAM:ISHA vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Intershop Communications AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intershop Communications AG Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Intershop Communications AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Intershop Communications AG's Effective Interest Rate on Debt % falls into.


HAM:ISHA
56GF Score
Intershop Communications AG HAM:ISHA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Intershop Communications AG Effective Interest Rate on Debt % Calculation

Intershop Communications AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.49/( (11.537+9.19)/ 2 )
=-1  *  -0.49/10.3635
=4.73 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.511 + 4.026
=11.537

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.309 + 1.881
=9.19

Intershop Communications AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.384/( (8.855+8.39)/ 2 )
=-1  *  -0.384/8.6225
=4.45 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.97 + 1.885
=8.855

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.45% mean?
Intershop Communications AG (HAM:ISHA) has a Effective Interest Rate on Debt % of 4.45% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Intershop Communications AG and its competitors.
Is Intershop Communications AG's Effective Interest Rate on Debt % too high?
Intershop Communications AG's current Effective Interest Rate on Debt % is 4.45%. Overall, Intershop Communications AG has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intershop Communications AG's Effective Interest Rate on Debt % compare to QH and SHOP?
Intershop Communications AG's Effective Interest Rate on Debt % of 4.45% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Intershop Communications AG and its competitors. Intershop Communications AG's current Effective Interest Rate on Debt % is 4.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intershop Communications AG stock overvalued right now?
Based on GuruFocus' analysis, Intershop Communications AG (HAM:ISHA) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.11, compared to a current price of €1.67 — trading 50% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.45%. Intershop Communications AG's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Intershop Communications AG (HAM:ISHA), the current Effective Interest Rate on Debt % is 4.45% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intershop Communications AG (HAM:ISHA) Overvalued in 2026?

Based on GuruFocus' analysis, Intershop Communications AG stock appears to be overvalued. The current stock price of €1.67 is trading 50% above its estimated GF Value™ of €1.11. GuruFocus considers Intershop Communications AG to be Significantly Overvalued.

Key valuation signals for HAM:ISHA:

  • Effective Interest Rate on Debt %: 4.45%
  • GF Value™: €1.11 vs. price of €1.67 (50% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the HAM:ISHA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intershop Communications AG Business Description

Other Exchanges ISHA:Germany
Address Steinweg 10, Jena, DEU, 07743
Intershop Communications AG is an independent supplier of high-performance cloud e-commerce software. The company's Agentic B2B Commerce platform caters to manufacturing, wholesale, and network organization sectors. Intershop's solutions help its clients with digitizing and automating their sales and service processes, optimizing their online presence, creating a consistently positive customer experience, sustainably increasing online revenues, and reducing the costs of the e-commerce unit through AI-supported automation. The company's business activities are divided into two main business segments: Software and Cloud, which generate maximum revenue, and Service. Its geographical operating segments are: Europe, which derives maximum revenue, the USA, and the Asia-Pacific.
56GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.67
Price
€1.11
GF Value