HAVRF (Havilah Resources) Effective Interest Rate on Debt %: 13.11% (As of Jan. 2026)


HAVRF Havilah Resources Ltd HAVRF
23 GF Score
Price $0.11
! 3 Warning Signs
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What is Havilah Resources Effective Interest Rate on Debt %?

Havilah Resources HAVRF 23 Effective Interest Rate on Debt % is 13.11% as of Jan. 2026. GuruFocus rates HAVRF with a GF Score™ of 23/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Havilah Resources's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $0.01 Mil. Havilah Resources's average total debt for the quarter that ended in Jan. 2026 was $0.06 Mil. Therefore, Havilah Resources's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 13.11%.


Havilah Resources  (OTCPK:HAVRF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Havilah Resources Effective Interest Rate on Debt % Related Terms


Havilah Resources Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Havilah Resources's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Havilah Resources Effective Interest Rate on Debt % Chart

Havilah Resources Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 58.33 22.22 9.63 12.38 9.64

Havilah Resources Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.05 16.08 11.63 8.00 13.11

HAVRF vs NEM, AU: Effective Interest Rate on Debt % Comparison

For the Gold subindustry, Havilah Resources's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Havilah Resources Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Havilah Resources's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Havilah Resources's Effective Interest Rate on Debt % falls into.


HAVRF
23GF Score
Havilah Resources Ltd HAVRF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Havilah Resources Effective Interest Rate on Debt % Calculation

Havilah Resources's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -0.008/( (0.094+0.072)/ 2 )
=-1  *  -0.008/0.083
=9.64 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.073 + 0.021
=0.094

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.041 + 0.031
=0.072

Havilah Resources's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -0.008/( (0.072+0.05)/ 2 )
=-1  *  -0.008/0.061
=13.11 %

where

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.041 + 0.031
=0.072

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 13.11% mean?
Havilah Resources (HAVRF) has a Effective Interest Rate on Debt % of 13.11% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Havilah Resources and its competitors.
Is Havilah Resources' Effective Interest Rate on Debt % too high?
Havilah Resources' current Effective Interest Rate on Debt % is 13.11%. Overall, Havilah Resources has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Havilah Resources' Effective Interest Rate on Debt % compare to NEM and AU?
Havilah Resources' Effective Interest Rate on Debt % of 13.11% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Havilah Resources and its competitors. Havilah Resources's current Effective Interest Rate on Debt % is 13.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Havilah Resources stock overvalued right now?
Havilah Resources (HAVRF) has a current Effective Interest Rate on Debt % of 13.11%. The current Effective Interest Rate on Debt % is 13.11%. Havilah Resources' overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Havilah Resources (HAVRF), the current Effective Interest Rate on Debt % is 13.11% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Havilah Resources Business Description

Other Exchanges FWL:GermanyHAV:Australia
Address 107 Rundle Street, Kent Town, SA, AUS, 5067
Havilah Resources Ltd is a mineral exploration and development company engaged in the exploration of gold, copper, cobalt, and other base metals in South Australia. The company holds interests in the Kalkaroo copper-gold-molybdenum project, the Mutooroo copper-cobalt-gold project, the Maldorky iron ore project, the Grants iron ore project, and the Prospect Hill tin project. Kalkaroo is an undeveloped open-pit copper deposit in Australia, defined on a CuEq Ore Reserve basis. The Mutooroo project is a lode-style massive sulphide copper-cobalt deposit located about 60 km southwest of Broken Hill. The Grants iron ore project lies 8 km south of the Barrier Highway and the Transcontinental Railway, approximately one hour's drive southwest of Broken Hill.
23GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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