Ming Yuan Cloud Group Holdings (HKSE:00909) Effective Interest Rate on Debt %: 4.40% (As of Jun. 2026)

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HKSE:00909 Ming Yuan Cloud Group Holdings Ltd HKSE:00909
67 GF Score
Price HK$1.06
GF Value HK$2.42
Valuation Possible Value Trap
! 6 Warning Signs
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What is Ming Yuan Cloud Group Holdings Effective Interest Rate on Debt %?

Ming Yuan Cloud Group Holdings HKSE:00909 +10.99% 67 Effective Interest Rate on Debt % is 4.40% as of Jun. 2026. GuruFocus rates HKSE:00909 with a GF Score™ of 67/100 and a GF Value™ of HK$2.42 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ming Yuan Cloud Group Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was HK$6 Mil. Ming Yuan Cloud Group Holdings's average total debt for the quarter that ended in Jun. 2026 was HK$138 Mil. Therefore, Ming Yuan Cloud Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 4.40%.


Ming Yuan Cloud Group Holdings  (HKSE:00909) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ming Yuan Cloud Group Holdings Effective Interest Rate on Debt % Related Terms


Ming Yuan Cloud Group Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ming Yuan Cloud Group Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ming Yuan Cloud Group Holdings Effective Interest Rate on Debt % Chart

Ming Yuan Cloud Group Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 3.80 6.35 3.94 4.20 2.28

Ming Yuan Cloud Group Holdings Semi-Annual Data
Jun20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.81 4.30 4.28 2.26 4.40

HKSE:00909 vs CRM, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Ming Yuan Cloud Group Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ming Yuan Cloud Group Holdings Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Ming Yuan Cloud Group Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ming Yuan Cloud Group Holdings's Effective Interest Rate on Debt % falls into.


HKSE:00909
67GF Score
Ming Yuan Cloud Group Holdings Ltd HKSE:00909
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ming Yuan Cloud Group Holdings Effective Interest Rate on Debt % Calculation

Ming Yuan Cloud Group Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.9932845031945/( (82.362565243004+180.54035502959)/ 2 )
=-1  *  -2.9932845031945/131.4514601363
=2.28 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=46.348564359352 + 36.014000883652
=82.362565243004

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.605854410681 + 163.9345006189
=180.54035502959

Ming Yuan Cloud Group Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -6.0487324582292/( (180.54035502959+94.593702419902)/ 2 )
=-1  *  -6.0487324582292/137.56702872475
=4.40 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.605854410681 + 163.9345006189
=180.54035502959

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=63.095599036166 + 31.498103383736
=94.593702419902

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.40% mean?
Ming Yuan Cloud Group Holdings (HKSE:00909) has a Effective Interest Rate on Debt % of 4.40% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ming Yuan Cloud Group Holdings and its competitors.
Is Ming Yuan Cloud Group Holdings' Effective Interest Rate on Debt % too high?
Ming Yuan Cloud Group Holdings' current Effective Interest Rate on Debt % is 4.40%. Overall, Ming Yuan Cloud Group Holdings has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ming Yuan Cloud Group Holdings' Effective Interest Rate on Debt % compare to CRM and SHOP?
Ming Yuan Cloud Group Holdings' Effective Interest Rate on Debt % of 4.40% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ming Yuan Cloud Group Holdings and its competitors. Ming Yuan Cloud Group Holdings's current Effective Interest Rate on Debt % is 4.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ming Yuan Cloud Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Ming Yuan Cloud Group Holdings (HKSE:00909) is currently considered Possible Value Trap. The stock's GF Value™ is HK$2.42, compared to a current price of HK$1.06 — trading 56.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.40%. Ming Yuan Cloud Group Holdings' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ming Yuan Cloud Group Holdings (HKSE:00909), the current Effective Interest Rate on Debt % is 4.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ming Yuan Cloud Group Holdings (HKSE:00909) Overvalued in 2026?

Based on GuruFocus' analysis, Ming Yuan Cloud Group Holdings stock appears to be undervalued. The current stock price of HK$1.06 is trading 56.2% below its estimated GF Value™ of HK$2.42. GuruFocus considers Ming Yuan Cloud Group Holdings to be Possible Value Trap.

Key valuation signals for HKSE:00909:

  • Effective Interest Rate on Debt %: 4.40%
  • GF Value™: HK$2.42 vs. price of HK$1.06 (56.2% below fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the HKSE:00909 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ming Yuan Cloud Group Holdings Business Description

Address 16 Gaoxin South 10th Road, 3-13 th Floor & 17th Floor, 801, Tower A, Gemdale Viseen Tower, Gaoxin Community, Yuehai Subdistrict, Nanshan District, Guangdong Province, Shenzhen, CHN
Ming Yuan Cloud Group Holdings Ltd is a provider of enterprise-grade Cloud based ERP solutions, and SaaS products to property developers and other industry participants along the real estate value chain in China. The company's ERP solutions and SaaS products enable property developers and other real estate industry participants, such as procurement, construction, sales, marketing, property asset management, and other property related operations, to streamline and digitalize their business operations. It generates maximum revenue from the SaaS services.
67GF Score

Get the complete analysis for HKSE:00909

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.06
Price
HK$2.42
GF Value