B & S International Holdings (HKSE:01705) Effective Interest Rate on Debt %: 7.19% (As of Mar. 2026)

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HKSE:01705 B & S International Holdings Ltd HKSE:01705
53 GF Score
Price HK$0.88
GF Value HK$0.35
Valuation Significantly Overvalued
! 7 Warning Signs
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What is B & S International Holdings Effective Interest Rate on Debt %?

B & S International Holdings HKSE:01705 +0.57% 53 Effective Interest Rate on Debt % is 7.19% as of Mar. 2026. GuruFocus rates HKSE:01705 with a GF Score™ of 53/100 and a GF Value™ of HK$0.35 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. B & S International Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was HK$3.6 Mil. B & S International Holdings's average total debt for the quarter that ended in Mar. 2026 was HK$50.2 Mil. Therefore, B & S International Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.19%.


B & S International Holdings  (HKSE:01705) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


B & S International Holdings Effective Interest Rate on Debt % Related Terms


B & S International Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for B & S International Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

B & S International Holdings Effective Interest Rate on Debt % Chart

B & S International Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.99 4.54 5.57 7.11 7.13

B & S International Holdings Semi-Annual Data
Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.97 7.28 7.25 7.34 7.19

HKSE:01705 vs SYY, USFD, PFGC: Effective Interest Rate on Debt % Comparison

For the Food Distribution subindustry, B & S International Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


B & S International Holdings Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, B & S International Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where B & S International Holdings's Effective Interest Rate on Debt % falls into.


HKSE:01705
53GF Score
B & S International Holdings Ltd HKSE:01705
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

B & S International Holdings Effective Interest Rate on Debt % Calculation

B & S International Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -3.847/( (59.292+48.569)/ 2 )
=-1  *  -3.847/53.9305
=7.13 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.71 + 37.582
=59.292

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.874 + 32.695
=48.569

B & S International Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -3.612/( (51.918+48.569)/ 2 )
=-1  *  -3.612/50.2435
=7.19 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.747 + 35.171
=51.918

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.874 + 32.695
=48.569

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.19% mean?
B & S International Holdings (HKSE:01705) has a Effective Interest Rate on Debt % of 7.19% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on B & S International Holdings and its competitors.
Is B & S International Holdings' Effective Interest Rate on Debt % too high?
B & S International Holdings' current Effective Interest Rate on Debt % is 7.19%. Overall, B & S International Holdings has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does B & S International Holdings' Effective Interest Rate on Debt % compare to SYY and USFD?
B & S International Holdings' Effective Interest Rate on Debt % of 7.19% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on B & S International Holdings and its competitors. B & S International Holdings's current Effective Interest Rate on Debt % is 7.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B & S International Holdings stock overvalued right now?
Based on GuruFocus' analysis, B & S International Holdings (HKSE:01705) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.35, compared to a current price of HK$0.88 — trading 151.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 7.19%. B & S International Holdings' overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For B & S International Holdings (HKSE:01705), the current Effective Interest Rate on Debt % is 7.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is B & S International Holdings (HKSE:01705) Overvalued in 2026?

Based on GuruFocus' analysis, B & S International Holdings stock appears to be overvalued. The current stock price of HK$0.88 is trading 151.4% above its estimated GF Value™ of HK$0.35. GuruFocus considers B & S International Holdings to be Significantly Overvalued.

Key valuation signals for HKSE:01705:

  • Effective Interest Rate on Debt %: 7.19%
  • GF Value™: HK$0.35 vs. price of HK$0.88 (151.4% above fair value)
  • GF Score™: 53/100 with 7 warning signs

No single metric tells the full story. See the HKSE:01705 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


B & S International Holdings Business Description

Address 7 Ko Fai Road, Yau Tong, Unit 01, 11th Floor, Block A, Ko Fai Industrial Building, Kowloon, Hong Kong, HKG
B & S International Holdings Ltd is a food and beverage company. The group has two business segments, namely the Distribution business which distributes and markets a diversified portfolio of overseas branded food and beverage products to main retailers such as supermarkets, pharmacies, convenience stores, and department store chains in Hong Kong, and the Retail business. that prepares and sells overseas branded food and beverage products at the company's self-operated retail outlets in Hong Kong. The company earns the majority of its revenue from the Distribution business. Geographically, the company generates revenue from Hong Kong.
53GF Score

Get the complete analysis for HKSE:01705

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.88
Price
HK$0.35
GF Value