Fulu Holdings (HKSE:02101) Effective Interest Rate on Debt %: 10.65% (As of Jun. 2026)

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HKSE:02101 Fulu Holdings Ltd HKSE:02101
83 GF Score
Price HK$0.95
GF Value HK$1.17
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Fulu Holdings Effective Interest Rate on Debt %?

Fulu Holdings HKSE:02101 +0.53% 83 Effective Interest Rate on Debt % is 10.65% as of Jun. 2026. GuruFocus rates HKSE:02101 with a GF Score™ of 83/100 and a GF Value™ of HK$1.17 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Fulu Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was HK$1.3 Mil. Fulu Holdings's average total debt for the quarter that ended in Jun. 2026 was HK$11.9 Mil. Therefore, Fulu Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 10.65%.


Fulu Holdings  (HKSE:02101) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Fulu Holdings Effective Interest Rate on Debt % Related Terms


Fulu Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Fulu Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fulu Holdings Effective Interest Rate on Debt % Chart

Fulu Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 0.84 4.04 3.44 2.21 2.28

Fulu Holdings Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.39 1.87 2.23 1.96 10.65

HKSE:02101 vs AMZN, BABA, PDD: Effective Interest Rate on Debt % Comparison

For the Internet Retail subindustry, Fulu Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fulu Holdings Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Fulu Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Fulu Holdings's Effective Interest Rate on Debt % falls into.


HKSE:02101
83GF Score
Fulu Holdings Ltd HKSE:02101
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fulu Holdings Effective Interest Rate on Debt % Calculation

Fulu Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.361/( (188.496+18.82)/ 2 )
=-1  *  -2.361/103.658
=2.28 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.103 + 186.393
=188.496

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.18 + 16.64
=18.82

Fulu Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -1.27/( (18.82+5.023)/ 2 )
=-1  *  -1.27/11.9215
=10.65 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.18 + 16.64
=18.82

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.473 + 3.55
=5.023

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.65% mean?
Fulu Holdings (HKSE:02101) has a Effective Interest Rate on Debt % of 10.65% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Fulu Holdings and its competitors.
Is Fulu Holdings' Effective Interest Rate on Debt % too high?
Fulu Holdings' current Effective Interest Rate on Debt % is 10.65%. Overall, Fulu Holdings has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fulu Holdings' Effective Interest Rate on Debt % compare to AMZN and BABA?
Fulu Holdings' Effective Interest Rate on Debt % of 10.65% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Fulu Holdings and its competitors. Fulu Holdings's current Effective Interest Rate on Debt % is 10.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fulu Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fulu Holdings (HKSE:02101) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$1.17, compared to a current price of HK$0.95 — trading 19.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 10.65%. Fulu Holdings' overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Fulu Holdings (HKSE:02101), the current Effective Interest Rate on Debt % is 10.65% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fulu Holdings (HKSE:02101) Overvalued in 2026?

Based on GuruFocus' analysis, Fulu Holdings stock appears to be undervalued. The current stock price of HK$0.95 is trading 19.2% below its estimated GF Value™ of HK$1.17. GuruFocus considers Fulu Holdings to be Modestly Undervalued.

Key valuation signals for HKSE:02101:

  • Effective Interest Rate on Debt %: 10.65%
  • GF Value™: HK$1.17 vs. price of HK$0.95 (19.2% below fair value)
  • GF Score™: 83/100 with 4 warning signs

No single metric tells the full story. See the HKSE:02101 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fulu Holdings Business Description

Address No. 77, Guanggu Avenue, 14th Floor, Building B27, Optics Valley Financial Port, East Lake High-tech Development Zone, Hubei Province, Wuhan, CHN
Fulu Holdings Ltd is principally engaged in the provision of services to facilitate digital goods transactions and online store operating services. The company generates revenue from five business segments: leisure and entertainment, games, telecommunications, lifestyle, and corporate welfare. The company generates the maximum of its revenue from the Lifestyle segment. It generates all of its revenue from China only.
83GF Score

Get the complete analysis for HKSE:02101

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.95
Price
HK$1.17
GF Value