Nanjing Sinolife United Co (HKSE:03332) Effective Interest Rate on Debt %: 5.06% (As of Dec. 2025)

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HKSE:03332 Nanjing Sinolife United Co Ltd HKSE:03332
51 GF Score
Price HK$0.15
GF Value HK$0.58
Valuation Possible Value Trap
! 3 Warning Signs
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What is Nanjing Sinolife United Co Effective Interest Rate on Debt %?

Nanjing Sinolife United Co HKSE:03332 +0.67% 51 Effective Interest Rate on Debt % is 5.06% as of Dec. 2025. GuruFocus rates HKSE:03332 with a GF Score™ of 51/100 and a GF Value™ of HK$0.58 (Possible Value Trap). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Nanjing Sinolife United Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was HK$4.5 Mil. Nanjing Sinolife United Co's average total debt for the quarter that ended in Dec. 2025 was HK$89.5 Mil. Therefore, Nanjing Sinolife United Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.06%.


Nanjing Sinolife United Co  (HKSE:03332) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Nanjing Sinolife United Co Effective Interest Rate on Debt % Related Terms


Nanjing Sinolife United Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Nanjing Sinolife United Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nanjing Sinolife United Co Effective Interest Rate on Debt % Chart

Nanjing Sinolife United Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.26 2.08 9.15 9.70 5.32

Nanjing Sinolife United Co Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.51 9.40 7.56 5.06 4.10

HKSE:03332 vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Nanjing Sinolife United Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nanjing Sinolife United Co Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Nanjing Sinolife United Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Nanjing Sinolife United Co's Effective Interest Rate on Debt % falls into.


HKSE:03332
51GF Score
Nanjing Sinolife United Co Ltd HKSE:03332
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Nanjing Sinolife United Co Effective Interest Rate on Debt % Calculation

Nanjing Sinolife United Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4.11/( (36.195+118.419)/ 2 )
=-1  *  -4.11/77.307
=5.32 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=31.619 + 4.576
=36.195

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=30.96 + 87.459
=118.419

Nanjing Sinolife United Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -4.524/( (60.517+118.419)/ 2 )
=-1  *  -4.524/89.468
=5.06 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=33.454 + 27.063
=60.517

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=30.96 + 87.459
=118.419

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.06% mean?
Nanjing Sinolife United Co (HKSE:03332) has a Effective Interest Rate on Debt % of 5.06% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nanjing Sinolife United Co and its competitors.
Is Nanjing Sinolife United Co's Effective Interest Rate on Debt % too high?
Nanjing Sinolife United Co's current Effective Interest Rate on Debt % is 5.06%. Overall, Nanjing Sinolife United Co has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Nanjing Sinolife United Co's Effective Interest Rate on Debt % compare to KHC and GIS?
Nanjing Sinolife United Co's Effective Interest Rate on Debt % of 5.06% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nanjing Sinolife United Co and its competitors. Nanjing Sinolife United Co's current Effective Interest Rate on Debt % is 5.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nanjing Sinolife United Co stock overvalued right now?
Based on GuruFocus' analysis, Nanjing Sinolife United Co (HKSE:03332) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.58, compared to a current price of HK$0.15 — trading 74% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.06%. Nanjing Sinolife United Co's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Nanjing Sinolife United Co (HKSE:03332), the current Effective Interest Rate on Debt % is 5.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nanjing Sinolife United Co (HKSE:03332) Overvalued in 2026?

Based on GuruFocus' analysis, Nanjing Sinolife United Co stock appears to be undervalued. The current stock price of HK$0.15 is trading 74% below its estimated GF Value™ of HK$0.58. GuruFocus considers Nanjing Sinolife United Co to be Possible Value Trap.

Key valuation signals for HKSE:03332:

  • Effective Interest Rate on Debt %: 5.06%
  • GF Value™: HK$0.58 vs. price of HK$0.15 (74% below fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the HKSE:03332 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nanjing Sinolife United Co Business Description

Address 3 Qingma Road, 4th Floor, Building 3, Qixia District, Jiangsu Province, Nanjing, CHN
Nanjing Sinolife United Co Ltd is a company based in China, predominantly engaged in producing and selling nutritional supplements and the trading of packaged health food products. Its product offerings include Zhongsheng Coenzyme capsules, Guishi Weisi capsules, and Green Zhi capsules, among others. Geographically, the company generates a majority of its revenue from Mainland China, and the rest from New Zealand, Australia, Vietnam, and Other countries. The Group operates has one reportable segment which is the manufacture and sale of nutritional supplements and the sale of packaged health food products in the People's Republic of China (the PRC), Australia and New Zealand.
51GF Score

Get the complete analysis for HKSE:03332

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.15
Price
HK$0.58
GF Value