HMBAF (Humble Group AB) Effective Interest Rate on Debt %: 7.11% (As of Mar. 2026)


HMBAF Humble Group AB HMBAF
74 GF Score
Price $0.71
GF Value $0.92
! 4 Warning Signs
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What is Humble Group AB Effective Interest Rate on Debt %?

Humble Group AB HMBAF 74 Effective Interest Rate on Debt % is 7.11% as of Mar. 2026. GuruFocus rates HMBAF with a GF Score™ of 74/100 and a GF Value™ of $0.92. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Humble Group AB's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $17.2 Mil. Humble Group AB's average total debt for the quarter that ended in Mar. 2026 was $241.4 Mil. Therefore, Humble Group AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.11%.


Humble Group AB  (OTCPK:HMBAF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Humble Group AB Effective Interest Rate on Debt % Related Terms


Humble Group AB Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Humble Group AB's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Humble Group AB Effective Interest Rate on Debt % Chart

Humble Group AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.50 9.75 12.35 9.57 7.58

Humble Group AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.29 8.57 7.07 7.56 7.11

HMBAF vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Humble Group AB's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Humble Group AB Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Humble Group AB's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Humble Group AB's Effective Interest Rate on Debt % falls into.


HMBAF
74GF Score
Humble Group AB HMBAF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Humble Group AB Effective Interest Rate on Debt % Calculation

Humble Group AB's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -16.894/( (201.912+243.611)/ 2 )
=-1  *  -16.894/222.7615
=7.58 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=160.492 + 41.42
=201.912

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=211.438 + 32.173
=243.611

Humble Group AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -17.172/( (243.611+239.127)/ 2 )
=-1  *  -17.172/241.369
=7.11 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=211.438 + 32.173
=243.611

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=216.159 + 22.968
=239.127

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.11% mean?
Humble Group AB (HMBAF) has a Effective Interest Rate on Debt % of 7.11% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Humble Group AB and its competitors.
Is Humble Group AB's Effective Interest Rate on Debt % too high?
Humble Group AB's current Effective Interest Rate on Debt % is 7.11%. Overall, Humble Group AB has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Humble Group AB's Effective Interest Rate on Debt % compare to KHC and GIS?
Humble Group AB's Effective Interest Rate on Debt % of 7.11% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Humble Group AB and its competitors. Humble Group AB's current Effective Interest Rate on Debt % is 7.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humble Group AB stock overvalued right now?
Humble Group AB (HMBAF) has a current Effective Interest Rate on Debt % of 7.11%. The stock's GF Value™ is $0.92, compared to a current price of $0.71 — trading 22.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.11%. Humble Group AB's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Humble Group AB (HMBAF), the current Effective Interest Rate on Debt % is 7.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Humble Group AB (HMBAF) Overvalued in 2026?

Based on GuruFocus' analysis, Humble Group AB stock appears to be undervalued. The current stock price of $0.71 is trading 22.3% below its estimated GF Value™ of $0.92.

Key valuation signals for HMBAF:

  • Effective Interest Rate on Debt %: 7.11%
  • GF Value™: $0.92 vs. price of $0.71 (22.3% below fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the HMBAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Humble Group AB Business Description

Other Exchanges HUMBLE:Sweden
Address Ingmar Bergmans gata 2, Stockholm, SWE, 114 34
Humble Group AB operates as a fast-moving consumer goods (FMCG) group, developing, manufacturing, and distributing a range of consumer products. It oversees a portfolio of brands supported by a distribution network and production facilities. The company is structured into four business segments: Future Snacking, Sustainable Care, Quality Nutrition, and Nordic Distribution. The majority of revenue is derived from the Nordic Distribution segment, which comprises wholesale and distribution operations across the Nordic region.
74GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.71
Price
$0.92
GF Value