HMFAF (Hammond Manufacturing Co) Effective Interest Rate on Debt %: 5.40% (As of Mar. 2026)


HMFAF Hammond Manufacturing Co Ltd HMFAF
89 GF Score
Price $11.44
GF Value $8.74
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Hammond Manufacturing Co Effective Interest Rate on Debt %?

Hammond Manufacturing Co HMFAF 89 Effective Interest Rate on Debt % is 5.40% as of Mar. 2026. GuruFocus rates HMFAF with a GF Score™ of 89/100 and a GF Value™ of $8.74 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hammond Manufacturing Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $2.3 Mil. Hammond Manufacturing Co's average total debt for the quarter that ended in Mar. 2026 was $43.3 Mil. Therefore, Hammond Manufacturing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.40%.


Hammond Manufacturing Co  (OTCPK:HMFAF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Hammond Manufacturing Co Effective Interest Rate on Debt % Related Terms


Hammond Manufacturing Co Effective Interest Rate on Debt % Historical Data

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The historical data trend for Hammond Manufacturing Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hammond Manufacturing Co Effective Interest Rate on Debt % Chart

Hammond Manufacturing Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.16 4.50 5.93 5.95 5.63

Hammond Manufacturing Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.75 5.62 5.22 5.43 5.40

HMFAF vs VRT, BE: Effective Interest Rate on Debt % Comparison

For the Electrical Equipment & Parts subindustry, Hammond Manufacturing Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hammond Manufacturing Co Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Hammond Manufacturing Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hammond Manufacturing Co's Effective Interest Rate on Debt % falls into.


HMFAF
89GF Score
Hammond Manufacturing Co Ltd HMFAF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hammond Manufacturing Co Effective Interest Rate on Debt % Calculation

Hammond Manufacturing Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.352/( (39.817+43.71)/ 2 )
=-1  *  -2.352/41.7635
=5.63 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.855 + 27.962
=39.817

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.901 + 25.809
=43.71

Hammond Manufacturing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -2.34/( (43.71+42.988)/ 2 )
=-1  *  -2.34/43.349
=5.40 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.901 + 25.809
=43.71

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.02 + 25.968
=42.988

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.40% mean?
Hammond Manufacturing Co (HMFAF) has a Effective Interest Rate on Debt % of 5.40% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hammond Manufacturing Co and its competitors.
Is Hammond Manufacturing Co's Effective Interest Rate on Debt % too high?
Hammond Manufacturing Co's current Effective Interest Rate on Debt % is 5.40%. Overall, Hammond Manufacturing Co has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hammond Manufacturing Co's Effective Interest Rate on Debt % compare to VRT and BE?
Hammond Manufacturing Co's Effective Interest Rate on Debt % of 5.40% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hammond Manufacturing Co and its competitors. Hammond Manufacturing Co's current Effective Interest Rate on Debt % is 5.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hammond Manufacturing Co stock overvalued right now?
Based on GuruFocus' analysis, Hammond Manufacturing Co (HMFAF) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.74, compared to a current price of $11.44 — trading 30.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.40%. Hammond Manufacturing Co's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hammond Manufacturing Co (HMFAF), the current Effective Interest Rate on Debt % is 5.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hammond Manufacturing Co (HMFAF) Overvalued in 2026?

Based on GuruFocus' analysis, Hammond Manufacturing Co stock appears to be overvalued. The current stock price of $11.44 is trading 30.9% above its estimated GF Value™ of $8.74. GuruFocus considers Hammond Manufacturing Co to be Significantly Overvalued.

Key valuation signals for HMFAF:

  • Effective Interest Rate on Debt %: 5.40%
  • GF Value™: $8.74 vs. price of $11.44 (30.9% above fair value)
  • GF Score™: 89/100 with 5 warning signs

No single metric tells the full story. See the HMFAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hammond Manufacturing Co Business Description

Other Exchanges HMM.A:Canada
Address 394 Edinburgh Road North, Guelph, ON, CAN, N1H 1E5
Hammond Manufacturing Co Ltd is involved in the design, manufacture and sale of electrical and electronic components. Its geographical segments are Canada, the United States, and other countries, of which key revenue is derived from the United States. The company operates in one operating segment, electrical and electronic components. The company generates revenue through the manufacturing and sales of industrial enclosures, electronic enclosures, racks and cabinets, transformers and other products. Its manufactured products include electrical and electronic enclosures, racks and cabinets, power bars, and electronic (low-voltage) transformers.
89GF Score

Get the complete analysis for HMFAF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.44
Price
$8.74
GF Value