Tin Nghia (HSTC:TID) Effective Interest Rate on Debt %: 4.99% (As of Dec. 2025)

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HSTC:TID Tin Nghia Corp HSTC:TID
84 GF Score
Price ₫18,500.00
GF Value ₫35,401.80
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Tin Nghia Effective Interest Rate on Debt %?

Tin Nghia HSTC:TID 84 Effective Interest Rate on Debt % is 4.99% as of Dec. 2025. GuruFocus rates HSTC:TID with a GF Score™ of 84/100 and a GF Value™ of ₫35,401.80 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Tin Nghia's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was ₫179,733 Mil. Tin Nghia's average total debt for the quarter that ended in Dec. 2025 was ₫3,601,201 Mil. Therefore, Tin Nghia's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.99%.


Tin Nghia  (HSTC:TID) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Tin Nghia Effective Interest Rate on Debt % Related Terms


Tin Nghia Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Tin Nghia's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tin Nghia Effective Interest Rate on Debt % Chart

Tin Nghia Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.25 2.16 2.83 2.67 4.05

Tin Nghia Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.22 4.08 5.25 4.48 4.99

HSTC:TID vs HON, MMM: Effective Interest Rate on Debt % Comparison

For the Conglomerates subindustry, Tin Nghia's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tin Nghia Effective Interest Rate on Debt % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Tin Nghia's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Tin Nghia's Effective Interest Rate on Debt % falls into.


HSTC:TID
84GF Score
Tin Nghia Corp HSTC:TID
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tin Nghia Effective Interest Rate on Debt % Calculation

Tin Nghia's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -207756.955/( (6216124.7+4056066.565)/ 2 )
=-1  *  -207756.955/5136095.6325
=4.05 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2601232.871 + 3614891.829
=6216124.7

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1056621.72 + 2999444.845
=4056066.565

Tin Nghia's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -179732.672/( (3146335.249+4056066.565)/ 2 )
=-1  *  -179732.672/3601200.907
=4.99 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1074266.404 + 2072068.845
=3146335.249

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1056621.72 + 2999444.845
=4056066.565

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.99% mean?
Tin Nghia (HSTC:TID) has a Effective Interest Rate on Debt % of 4.99% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tin Nghia and its competitors.
Is Tin Nghia's Effective Interest Rate on Debt % too high?
Tin Nghia's current Effective Interest Rate on Debt % is 4.99%. Overall, Tin Nghia has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Tin Nghia's Effective Interest Rate on Debt % compare to HON and MMM?
Tin Nghia's Effective Interest Rate on Debt % of 4.99% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Conglomerates company?
A good Effective Interest Rate on Debt % depends on the Conglomerates industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tin Nghia and its competitors. Tin Nghia's current Effective Interest Rate on Debt % is 4.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tin Nghia stock overvalued right now?
Based on GuruFocus' analysis, Tin Nghia (HSTC:TID) is currently considered Possible Value Trap. The stock's GF Value™ is ₫35,401.80, compared to a current price of ₫18,500.00 — trading 47.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.99%. Tin Nghia's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Tin Nghia (HSTC:TID), the current Effective Interest Rate on Debt % is 4.99% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tin Nghia (HSTC:TID) Overvalued in 2026?

Based on GuruFocus' analysis, Tin Nghia stock appears to be undervalued. The current stock price of ₫18,500.00 is trading 47.7% below its estimated GF Value™ of ₫35,401.80. GuruFocus considers Tin Nghia to be Possible Value Trap.

Key valuation signals for HSTC:TID:

  • Effective Interest Rate on Debt %: 4.99%
  • GF Value™: ₫35,401.80 vs. price of ₫18,500.00 (47.7% below fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the HSTC:TID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tin Nghia Business Description

Address 96 Ha Huy Giap, Quyet Thang Ward, Dong Nai Province, Bien Hoa, VNM
Tin Nghia Corp is an investment holding company. The company's business activities include Infrastructure business in Industrial Park; Petroleum business; Processing and exporting agricultural products; Warehousing, port, logistics services business, and others.
84GF Score

Get the complete analysis for HSTC:TID

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫18,500.00
Price
₫35,401.80
GF Value