Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. HealthStream's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.0 Mil. HealthStream's average total debt for the quarter that ended in Mar. 2026 was $14.4 Mil. Therefore, HealthStream's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.
HealthStream (NAS:HSTM) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
HealthStream Effective Interest Rate on Debt % Related Terms
HealthStream Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for HealthStream's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HealthStream Effective Interest Rate on Debt % Chart
HSTM vs TALK, CERT, PHR: Effective Interest Rate on Debt % Comparison
For the Health Information Services subindustry, HealthStream's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HealthStream Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, HealthStream's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where HealthStream's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 0.00% mean?
HealthStream (HSTM) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on HealthStream and its competitors.
Is HealthStream's Effective Interest Rate on Debt % too high?
HealthStream's current Effective Interest Rate on Debt % is 0.00%. Overall, HealthStream has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HealthStream's Effective Interest Rate on Debt % compare to TALK and CERT?
HealthStream's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on HealthStream and its competitors. HealthStream's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HealthStream stock overvalued right now?
Based on GuruFocus' analysis, HealthStream (HSTM) is currently considered Modestly Undervalued. The stock's GF Value™ is $30.82, compared to a current price of $27.79 — trading 9.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. HealthStream's overall GF Score™ is 94/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For HealthStream (HSTM), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HealthStream (HSTM) Overvalued in 2026?
Based on GuruFocus' analysis, HealthStream stock appears to be undervalued.
The current stock price of $27.79 is trading 9.8% below its estimated GF Value™ of $30.82.
GuruFocus considers HealthStream to be Modestly Undervalued.
Key valuation signals for HSTM:
Effective Interest Rate on Debt %: 0.00%
GF Value™: $30.82 vs. price of $27.79 (9.8% below fair value)
No single metric tells the full story. See the HSTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HealthStream Inc provides SaaS based applications for healthcare organizations all designed to improve business and clinical outcomes by supporting the people who deliver patient care. The company is focused on helping individuals and organizations in healthcare meet their ongoing learning, clinical development, credentialing, and scheduling needs. It also provides its solutions to nursing schools and nursing students.
94GF Score
Get the complete analysis for HSTM
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HSTM has been successfully added to your 
