ICHGF (InterContinental Hotels Group) Effective Interest Rate on Debt %: 4.78% (As of Dec. 2025)

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ICHGF InterContinental Hotels Group PLC ICHGF
91 GF Score
Price $156.41
GF Value $130.45
Valuation Modestly Overvalued
! 4 Warning Signs
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What is InterContinental Hotels Group Effective Interest Rate on Debt %?

InterContinental Hotels Group ICHGF 91 Effective Interest Rate on Debt % is 4.78% as of Dec. 2025. GuruFocus rates ICHGF with a GF Score™ of 91/100 and a GF Value™ of $130.45 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. InterContinental Hotels Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $208 Mil. InterContinental Hotels Group's average total debt for the quarter that ended in Dec. 2025 was $4,355 Mil. Therefore, InterContinental Hotels Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.78%.


InterContinental Hotels Group  (OTCPK:ICHGF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


InterContinental Hotels Group Effective Interest Rate on Debt % Related Terms


InterContinental Hotels Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for InterContinental Hotels Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InterContinental Hotels Group Effective Interest Rate on Debt % Chart

InterContinental Hotels Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.72 3.98 3.59 4.42 4.70

InterContinental Hotels Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.96 4.69 4.24 4.67 4.78

ICHGF vs MAR, HLT, H: Effective Interest Rate on Debt % Comparison

For the Lodging subindustry, InterContinental Hotels Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InterContinental Hotels Group Effective Interest Rate on Debt % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, InterContinental Hotels Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where InterContinental Hotels Group's Effective Interest Rate on Debt % falls into.


ICHGF
91GF Score
InterContinental Hotels Group PLC ICHGF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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InterContinental Hotels Group Effective Interest Rate on Debt % Calculation

InterContinental Hotels Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -195/( (3688+4607)/ 2 )
=-1  *  -195/4147.5
=4.70 %

where

InterContinental Hotels Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -208/( (4102+4607)/ 2 )
=-1  *  -208/4354.5
=4.78 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.78% mean?
InterContinental Hotels Group (ICHGF) has a Effective Interest Rate on Debt % of 4.78% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on InterContinental Hotels Group and its competitors.
Is InterContinental Hotels Group's Effective Interest Rate on Debt % too high?
InterContinental Hotels Group's current Effective Interest Rate on Debt % is 4.78%. Overall, InterContinental Hotels Group has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does InterContinental Hotels Group's Effective Interest Rate on Debt % compare to MAR and HLT?
InterContinental Hotels Group's Effective Interest Rate on Debt % of 4.78% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on InterContinental Hotels Group and its competitors. InterContinental Hotels Group's current Effective Interest Rate on Debt % is 4.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InterContinental Hotels Group stock overvalued right now?
Based on GuruFocus' analysis, InterContinental Hotels Group (ICHGF) is currently considered Modestly Overvalued. The stock's GF Value™ is $130.45, compared to a current price of $156.41 — trading 19.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.78%. InterContinental Hotels Group's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For InterContinental Hotels Group (ICHGF), the current Effective Interest Rate on Debt % is 4.78% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is InterContinental Hotels Group (ICHGF) Overvalued in 2026?

Based on GuruFocus' analysis, InterContinental Hotels Group stock appears to be overvalued. The current stock price of $156.41 is trading 19.9% above its estimated GF Value™ of $130.45. GuruFocus considers InterContinental Hotels Group to be Modestly Overvalued.

Key valuation signals for ICHGF:

  • Effective Interest Rate on Debt %: 4.78%
  • GF Value™: $130.45 vs. price of $156.41 (19.9% above fair value)
  • GF Score™: 91/100 with 4 warning signs

No single metric tells the full story. See the ICHGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


InterContinental Hotels Group Business Description

Address 1 Windsor Dials, Arthur Road, Windsor, Berkshire, GBR, SL4 1RS
InterContinental Hotels Group operates 1 million rooms across 20 brands addressing the midscale through luxury segments, as of Dec. 31, 2025. Holiday Inn and Holiday Inn Express constitute the largest brand, while Hotel Indigo, Even, Hualuxe, Kimpton, and Voco are newer lifestyle brands experiencing strong demand. The company launched a midscale brand, Avid, in 2017 and closed on a 51% stake in Regent Hotels in 2018. It acquired Six Senses in 2019 and launched another midscale brand, Garner, in 2023, followed by a premium conversion brand, Noted Collections, in 2026. Managed and franchised represent 99% of total rooms. As of Dec. 31, 2025, the Americas represented 52% of total rooms, with Greater China accounting for 20% and Europe, Asia, the Middle East, and Africa making up 28%.
91GF Score

Get the complete analysis for ICHGF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$156.41
Price
$130.45
GF Value