IDEXF (Industria De Diseno Textil) Effective Interest Rate on Debt %: 3.62% (As of Apr. 2026)


IDEXF Industria De Diseno Textil SA IDEXF
94 GF Score
Price $63.03
GF Value $57.46
Valuation Fairly Valued
! 5 Warning Signs
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What is Industria De Diseno Textil Effective Interest Rate on Debt %?

Industria De Diseno Textil IDEXF +2.67% 94 Effective Interest Rate on Debt % is 3.62% as of Apr. 2026. GuruFocus rates IDEXF with a GF Score™ of 94/100 and a GF Value™ of $57.46 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Industria De Diseno Textil's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $257 Mil. Industria De Diseno Textil's average total debt for the quarter that ended in Apr. 2026 was $7,114 Mil. Therefore, Industria De Diseno Textil's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 3.62%.


Industria De Diseno Textil  (OTCPK:IDEXF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Industria De Diseno Textil Effective Interest Rate on Debt % Related Terms


Industria De Diseno Textil Effective Interest Rate on Debt % Historical Data

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The historical data trend for Industria De Diseno Textil's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industria De Diseno Textil Effective Interest Rate on Debt % Chart

Industria De Diseno Textil Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 2.42 4.81 5.91 6.55

Industria De Diseno Textil Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.06 3.94 3.76 9.86 3.62

IDEXF vs TJX, ROST, BURL: Effective Interest Rate on Debt % Comparison

For the Apparel Retail subindustry, Industria De Diseno Textil's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industria De Diseno Textil Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Industria De Diseno Textil's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Industria De Diseno Textil's Effective Interest Rate on Debt % falls into.


IDEXF
94GF Score
Industria De Diseno Textil SA IDEXF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Industria De Diseno Textil Effective Interest Rate on Debt % Calculation

Industria De Diseno Textil's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -434.783/( (6116.978+7162.162)/ 2 )
=-1  *  -434.783/6639.57
=6.55 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4513.458 + 1603.52
=6116.978

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5351.351 + 1810.811
=7162.162

Industria De Diseno Textil's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -257.308/( (7162.162+7065.497)/ 2 )
=-1  *  -257.308/7113.8295
=3.62 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5351.351 + 1810.811
=7162.162

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5191.813 + 1873.684
=7065.497

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.62% mean?
Industria De Diseno Textil (IDEXF) has a Effective Interest Rate on Debt % of 3.62% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Industria De Diseno Textil and its competitors.
Is Industria De Diseno Textil's Effective Interest Rate on Debt % too high?
Industria De Diseno Textil's current Effective Interest Rate on Debt % is 3.62%. Overall, Industria De Diseno Textil has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industria De Diseno Textil's Effective Interest Rate on Debt % compare to TJX and ROST?
Industria De Diseno Textil's Effective Interest Rate on Debt % of 3.62% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Industria De Diseno Textil and its competitors. Industria De Diseno Textil's current Effective Interest Rate on Debt % is 3.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industria De Diseno Textil stock overvalued right now?
Based on GuruFocus' analysis, Industria De Diseno Textil (IDEXF) is currently considered Fairly Valued. The stock's GF Value™ is $57.46, compared to a current price of $63.03 — trading 9.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.62%. Industria De Diseno Textil's overall GF Score™ is 94/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Industria De Diseno Textil (IDEXF), the current Effective Interest Rate on Debt % is 3.62% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industria De Diseno Textil (IDEXF) Overvalued in 2026?

Based on GuruFocus' analysis, Industria De Diseno Textil stock appears to be overvalued. The current stock price of $63.03 is trading 9.7% above its estimated GF Value™ of $57.46. GuruFocus considers Industria De Diseno Textil to be Fairly Valued.

Key valuation signals for IDEXF:

  • Effective Interest Rate on Debt %: 3.62%
  • GF Value™: $57.46 vs. price of $63.03 (9.7% above fair value)
  • GF Score™: 94/100 with 5 warning signs

No single metric tells the full story. See the IDEXF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industria De Diseno Textil Business Description

Address Edificio Inditex, Avenida de la Diputacion, Arteixo, ESP, 15143
Inditex is a multibrand fashion conglomerate founded in 1985. Flagship brand Zara (including Zara Home) generates just over 70% of revenue and profits. Other brands include Pull&Bear, Massimo Dutti, Bershka, Stradivarius, and Oysho. The company operates through 5,500-plus stores globally, around 1,500 of them belonging to the Zara brand. Two-thirds of revenue is generated in its European home market.
94GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.03
Price
$57.46
GF Value