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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. IDP Education's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $16.8 Mil. IDP Education's average total debt for the quarter that ended in Dec. 2025 was $263.1 Mil. Therefore, IDP Education's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.39%.
IDP Education (OTCPK:IDPUF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
IDP Education Effective Interest Rate on Debt % Related Terms
IDP Education Effective Interest Rate on Debt % Historical Data
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The historical data trend for IDP Education's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IDP Education Effective Interest Rate on Debt % Chart
IDPUF vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison
For the Education & Training Services subindustry, IDP Education's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDP Education Effective Interest Rate on Debt % vs Education Industry
For the Education industry and Consumer Defensive sector, IDP Education's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where IDP Education's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 6.39% mean?
IDP Education (IDPUF) has a Effective Interest Rate on Debt % of 6.39% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IDP Education and its competitors.
Is IDP Education's Effective Interest Rate on Debt % too high?
IDP Education's current Effective Interest Rate on Debt % is 6.39%. Overall, IDP Education has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does IDP Education's Effective Interest Rate on Debt % compare to EDU and TAL?
IDP Education's Effective Interest Rate on Debt % of 6.39% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IDP Education and its competitors. IDP Education's current Effective Interest Rate on Debt % is 6.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDP Education stock overvalued right now?
Based on GuruFocus' analysis, IDP Education (IDPUF) is currently considered Possible Value Trap. The stock's GF Value™ is $5.54, compared to a current price of $2.03 — trading 63.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.39%. IDP Education's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For IDP Education (IDPUF), the current Effective Interest Rate on Debt % is 6.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDP Education (IDPUF) Overvalued in 2026?
Based on GuruFocus' analysis, IDP Education stock appears to be undervalued.
The current stock price of $2.03 is trading 63.4% below its estimated GF Value™ of $5.54.
GuruFocus considers IDP Education to be Possible Value Trap.
Key valuation signals for IDPUF:
Effective Interest Rate on Debt %: 6.39%
GF Value™: $5.54 vs. price of $2.03 (63.4% below fair value)
No single metric tells the full story. See the IDPUF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDP Education performs English language testing and student placement services globally, constituting 31% and 57% of fiscal 2025 group gross profit, respectively. Additionally, IDP operates English language schools, organizes education events, and delivers consultancy services to education institutions, which constitutes the remainder of group gross profit. Originally established in Australia as an aid body for Southeast Asia, today IDP operates one of the world's most widely accepted English language tests and one of the world's largest student placement services businesses, predominantly connecting prospective migrants from India and China to Australia, Canada, and the United Kingdom.
63GF Score
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