IMOS (ChipMOS TECHNOLOGIES) Effective Interest Rate on Debt %: 2.03% (As of Mar. 2026)


IMOS ChipMOS TECHNOLOGIES Inc IMOS
69 GF Score
Price $60.54
GF Value $29.62
Valuation Significantly Overvalued
! 3 Warning Signs
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What is ChipMOS TECHNOLOGIES Effective Interest Rate on Debt %?

ChipMOS TECHNOLOGIES IMOS +2.70% 69 Effective Interest Rate on Debt % is 2.03% as of Mar. 2026. GuruFocus rates IMOS with a GF Score™ of 69/100 and a GF Value™ of $29.62 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ChipMOS TECHNOLOGIES's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $10.3 Mil. ChipMOS TECHNOLOGIES's average total debt for the quarter that ended in Mar. 2026 was $508.6 Mil. Therefore, ChipMOS TECHNOLOGIES's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.03%.


ChipMOS TECHNOLOGIES  (NAS:IMOS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ChipMOS TECHNOLOGIES Effective Interest Rate on Debt % Related Terms


ChipMOS TECHNOLOGIES Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ChipMOS TECHNOLOGIES's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ChipMOS TECHNOLOGIES Effective Interest Rate on Debt % Chart

ChipMOS TECHNOLOGIES Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.24 1.05 1.71 1.75 1.95

ChipMOS TECHNOLOGIES Quarterly Data
Dec19 Mar20 Jun20 Dec20 Mar21 Jun21 Dec21 Mar22 Jun22 Dec22 Jun23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.72 0.00 0.00 0.00 2.03

IMOS vs NVDA, AVGO, MU: Effective Interest Rate on Debt % Comparison

For the Semiconductors subindustry, ChipMOS TECHNOLOGIES's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ChipMOS TECHNOLOGIES Effective Interest Rate on Debt % vs Semiconductors Industry

For the Semiconductors industry and Technology sector, ChipMOS TECHNOLOGIES's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ChipMOS TECHNOLOGIES's Effective Interest Rate on Debt % falls into.


IMOS
69GF Score
ChipMOS TECHNOLOGIES Inc IMOS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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ChipMOS TECHNOLOGIES Effective Interest Rate on Debt % Calculation

ChipMOS TECHNOLOGIES's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -9.597/( (465.265+520.768)/ 2 )
=-1  *  -9.597/493.0165
=1.95 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=345.475 + 119.79
=465.265

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=338.352 + 182.416
=520.768

ChipMOS TECHNOLOGIES's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -10.328/( (520.768+496.384)/ 2 )
=-1  *  -10.328/508.576
=2.03 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=338.352 + 182.416
=520.768

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=312.627 + 183.757
=496.384

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.03% mean?
ChipMOS TECHNOLOGIES (IMOS) has a Effective Interest Rate on Debt % of 2.03% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ChipMOS TECHNOLOGIES and its competitors.
Is ChipMOS TECHNOLOGIES's Effective Interest Rate on Debt % too high?
ChipMOS TECHNOLOGIES's current Effective Interest Rate on Debt % is 2.03%. Overall, ChipMOS TECHNOLOGIES has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ChipMOS TECHNOLOGIES's Effective Interest Rate on Debt % compare to NVDA and AVGO?
ChipMOS TECHNOLOGIES's Effective Interest Rate on Debt % of 2.03% can be compared against companies in the Semiconductors industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Semiconductors company?
A good Effective Interest Rate on Debt % depends on the Semiconductors industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ChipMOS TECHNOLOGIES and its competitors. ChipMOS TECHNOLOGIES's current Effective Interest Rate on Debt % is 2.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ChipMOS TECHNOLOGIES stock overvalued right now?
Based on GuruFocus' analysis, ChipMOS TECHNOLOGIES (IMOS) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.62, compared to a current price of $60.54 — trading 104.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.03%. ChipMOS TECHNOLOGIES's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ChipMOS TECHNOLOGIES (IMOS), the current Effective Interest Rate on Debt % is 2.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ChipMOS TECHNOLOGIES (IMOS) Overvalued in 2026?

Based on GuruFocus' analysis, ChipMOS TECHNOLOGIES stock appears to be overvalued. The current stock price of $60.54 is trading 104.4% above its estimated GF Value™ of $29.62. GuruFocus considers ChipMOS TECHNOLOGIES to be Significantly Overvalued.

Key valuation signals for IMOS:

  • Effective Interest Rate on Debt %: 2.03%
  • GF Value™: $29.62 vs. price of $60.54 (104.4% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the IMOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ChipMOS TECHNOLOGIES Business Description

Other Exchanges 8150:TaiwanCPIA:Germany
Address No.1, Yanfa 1st Road, Hsinchu Science Park, Hsinchu, TWN
ChipMOS TECHNOLOGIES Inc is engaged in the research, development, manufacturing, and sale of high-integration and high-precision integrated circuits and related assembly and testing services. The company's segments include Testing, Assembly, Testing, and Assembly for LCD, OLED, and other Display Panel Driver Semiconductors (LCDD), Bumping, and others. It derives a majority of its revenue from Taiwan followed by Japan, the People's Republic of China, Singapore, and others.
69GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.54
Price
$29.62
GF Value