INLIF (INLF) Effective Interest Rate on Debt %: 2.65% (As of Dec. 2025)

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INLF INLIF Ltd INLF
20 GF Score
Price $2.57
! 4 Warning Signs
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What is INLIF Effective Interest Rate on Debt %?

INLIF INLF -6.20% 20 Effective Interest Rate on Debt % is 2.65% as of Dec. 2025. GuruFocus rates INLF with a GF Score™ of 20/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. INLIF's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.12 Mil. INLIF's average total debt for the quarter that ended in Dec. 2025 was $4.69 Mil. Therefore, INLIF's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.65%.

INLIF  (NAS:INLF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

INLIF Effective Interest Rate on Debt % Related Terms

INLIF Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for INLIF's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

INLIF Effective Interest Rate on Debt % Chart

INLIF Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
4.78 4.12 4.77 4.73 3.37

INLIF Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 4.51 4.30 4.41 4.08 2.65

INLF vs TPICQ, CHMX, GEV: Effective Interest Rate on Debt % Comparison

For the Specialty Industrial Machinery subindustry, INLIF's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

INLIF Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, INLIF's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where INLIF's Effective Interest Rate on Debt % falls into.


INLF
20GF Score
INLIF Ltd INLF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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INLIF Effective Interest Rate on Debt % Calculation

INLIF's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.157/( (4.631+4.691)/ 2 )
=-1  *  -0.157/4.661
=3.37 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 4.631
=4.631

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.015 + 4.676
=4.691

INLIF's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.124/( (4.681+4.691)/ 2 )
=-1  *  -0.124/4.686
=2.65 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.043 + 4.638
=4.681

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.015 + 4.676
=4.691

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.65% mean?
INLIF (INLF) has a Effective Interest Rate on Debt % of 2.65% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on INLIF and its competitors.
Is INLIF's Effective Interest Rate on Debt % too high?
INLIF's current Effective Interest Rate on Debt % is 2.65%. Overall, INLIF has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does INLIF's Effective Interest Rate on Debt % compare to TPICQ and CHMX?
INLIF's Effective Interest Rate on Debt % of 2.65% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on INLIF and its competitors. INLIF's current Effective Interest Rate on Debt % is 2.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is INLIF stock overvalued right now?
INLIF (INLF) has a current Effective Interest Rate on Debt % of 2.65%. The current Effective Interest Rate on Debt % is 2.65%. INLIF's overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For INLIF (INLF), the current Effective Interest Rate on Debt % is 2.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

INLIF Business Description

Address No. 88, Hongsi Road, Hongdu Industrial Zone, Yangxi New Area, Honglai Town, Quanzhou, Fujian Province, Nan’an, CHN
INLIF Ltd, through its subsidiary, is engaged in the research, development, manufacturing, and sales of injection molding machine-dedicated manipulator arms. In addition, it offers installation and warranty services for manipulator arms, and accessories and raw materials for manipulator arms. Its portfolio includes injection molding machine-dedicated manipulator arms, including transverse single and double-axis manipulator arms, transverse and longitudinal multi-axis manipulator arms, and large bullhead multi-axis manipulator arms.
20GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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