IONI (I-ON Digital) Effective Interest Rate on Debt %: 245.57% (As of Mar. 2026)

I-ON Digital IONI 32 Effective Interest Rate on Debt % is 245.57% as of Mar. 2026. GuruFocus rates IONI with a GF Score™ of 32/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. I-ON Digital's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.90 Mil. I-ON Digital's average total debt for the quarter that ended in Mar. 2026 was $0.37 Mil. Therefore, I-ON Digital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 245.57%.

I-ON Digital (OTCPK:IONI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

I-ON Digital Effective Interest Rate on Debt % Related Terms

I-ON Digital Effective Interest Rate on Debt % Historical Data

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The historical data trend for I-ON Digital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

I-ON Digital Effective Interest Rate on Debt % Chart

I-ON Digital Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

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Dec25

Effective Interest Rate on Debt %

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1.83

0.00

19.24

106.94

22.55

I-ON Digital Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															0.00	0.00	0.00	90.18	245.57

IONI vs RMSG, ORKT, MTBLY: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, I-ON Digital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

I-ON Digital Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, I-ON Digital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where I-ON Digital's Effective Interest Rate on Debt % falls into.

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I-ON Digital Corp IONI

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I-ON Digital Effective Interest Rate on Debt % Calculation

I-ON Digital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Dec. 2024 )	+	Total Debt (A: Dec. 2025 ))	/ count )
=	-1 * -0.124	/	( (0.55	+	0.55)	/ 2 )
=	-1 * -0.124	/	0.55
=	22.55 %

where

	Total Debt (A: Dec. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0.55
=	0.55

	Total Debt (A: Dec. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0.55
=	0.55

I-ON Digital's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Dec. 2025 )	+	Total Debt (Q: Mar. 2026 ))	/ count )
=	-1 * -0.9	/	( (0.55	+	0.183)	/ 2 )
=	-1 * -0.9	/	0.3665
=	245.57 %

where

	Total Debt (Q: Dec. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0.55
=	0.55

	Total Debt (Q: Mar. 2026 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0.183
=	0.183

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about Effective Interest Rate on Debt % →

What does a Effective Interest Rate on Debt % of 245.57% mean?

I-ON Digital (IONI) has a Effective Interest Rate on Debt % of 245.57% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on I-ON Digital and its competitors.

Is I-ON Digital's Effective Interest Rate on Debt % too high?

I-ON Digital's current Effective Interest Rate on Debt % is 245.57%. Overall, I-ON Digital has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.

How does I-ON Digital's Effective Interest Rate on Debt % compare to RMSG and ORKT?

I-ON Digital's Effective Interest Rate on Debt % of 245.57% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Effective Interest Rate on Debt % for a Software company?

A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Effective Interest Rate on Debt % mean?

A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on I-ON Digital and its competitors. I-ON Digital's current Effective Interest Rate on Debt % is 245.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is I-ON Digital stock overvalued right now?

I-ON Digital (IONI) has a current Effective Interest Rate on Debt % of 245.57%. The current Effective Interest Rate on Debt % is 245.57%. I-ON Digital's overall GF Score™ is 32/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Effective Interest Rate on Debt % calculated?

Effective Interest Rate on Debt % is calculated from a company's financial statements. For I-ON Digital (IONI), the current Effective Interest Rate on Debt % is 245.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

I-ON Digital Business Description

Industry Technology Software

Comparable Companies RMSG ORKT MTBLY AUUD AMST ZENVF BNZI MASK VS AMZE XTER:SAP UBER SHOP CRM CDNS NOW ADP SNOW DDOG ADBE

Address 1244 North Stone Street, Unit No. 3, Chicago, IL, USA, 60610

Website https://www.iondigitalcorp.com

I-ON Digital Corp is engaged in providing digital-based enterprise solutions, including the digitization and custody of digital tokens and other asset-based digital securities on the block chain. The company develops and provides solutions for digitizing and securitizing real-world assets (RWA). It converts fully documented proof of ownership into secure, asset-backed digital certificates, making it easier to establish value and enable financial transactions readily applicable to a wide range of asset types. The company generates revenue through licensing fees, service charges, and transaction fees related to asset digitization, escrow and custody services.

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