IRTC (iRhythm Holdings) Effective Interest Rate on Debt %: 1.36% (As of Mar. 2026)


IRTC iRhythm Holdings Inc IRTC
75 GF Score
Price $123.10
GF Value $163.68
Valuation Modestly Undervalued
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What is iRhythm Holdings Effective Interest Rate on Debt %?

iRhythm Holdings IRTC -1.67% 75 Effective Interest Rate on Debt % is 1.36% as of Mar. 2026. GuruFocus rates IRTC with a GF Score™ of 75/100 and a GF Value™ of $163.68 (Modestly Undervalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. iRhythm Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $9.9 Mil. iRhythm Holdings's average total debt for the quarter that ended in Mar. 2026 was $730.2 Mil. Therefore, iRhythm Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.36%.


iRhythm Holdings  (NAS:IRTC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


iRhythm Holdings Effective Interest Rate on Debt % Related Terms


iRhythm Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for iRhythm Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iRhythm Holdings Effective Interest Rate on Debt % Chart

iRhythm Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.97 3.33 2.80 2.96 1.79

iRhythm Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.35 1.36 1.38 3.08 1.36

IRTC vs HAE, LIVN, ITGR: Effective Interest Rate on Debt % Comparison

For the Medical Devices subindustry, iRhythm Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iRhythm Holdings Effective Interest Rate on Debt % vs Medical Devices & Instruments Industry

For the Medical Devices & Instruments industry and Healthcare sector, iRhythm Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where iRhythm Holdings's Effective Interest Rate on Debt % falls into.


IRTC
75GF Score
iRhythm Holdings Inc IRTC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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iRhythm Holdings Effective Interest Rate on Debt % Calculation

iRhythm Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -13.154/( (736.909+731.184)/ 2 )
=-1  *  -13.154/734.0465
=1.79 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=721.042 + 15.867
=736.909

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=714.498 + 16.686
=731.184

iRhythm Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -9.92/( (731.184+729.291)/ 2 )
=-1  *  -9.92/730.2375
=1.36 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=714.498 + 16.686
=731.184

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=712.498 + 16.793
=729.291

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.36% mean?
iRhythm Holdings (IRTC) has a Effective Interest Rate on Debt % of 1.36% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on iRhythm Holdings and its competitors.
Is iRhythm Holdings' Effective Interest Rate on Debt % too high?
iRhythm Holdings' current Effective Interest Rate on Debt % is 1.36%. Overall, iRhythm Holdings has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does iRhythm Holdings' Effective Interest Rate on Debt % compare to HAE and LIVN?
iRhythm Holdings' Effective Interest Rate on Debt % of 1.36% can be compared against companies in the Medical Devices & Instruments industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Medical Devices & Instruments company?
A good Effective Interest Rate on Debt % depends on the Medical Devices & Instruments industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on iRhythm Holdings and its competitors. iRhythm Holdings's current Effective Interest Rate on Debt % is 1.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iRhythm Holdings stock overvalued right now?
Based on GuruFocus' analysis, iRhythm Holdings (IRTC) is currently considered Modestly Undervalued. The stock's GF Value™ is $163.68, compared to a current price of $123.10 — trading 24.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.36%. iRhythm Holdings' overall GF Score™ is 75/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For iRhythm Holdings (IRTC), the current Effective Interest Rate on Debt % is 1.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is iRhythm Holdings (IRTC) Overvalued in 2026?

Based on GuruFocus' analysis, iRhythm Holdings stock appears to be undervalued. The current stock price of $123.10 is trading 24.8% below its estimated GF Value™ of $163.68. GuruFocus considers iRhythm Holdings to be Modestly Undervalued.

Key valuation signals for IRTC:

  • Effective Interest Rate on Debt %: 1.36%
  • GF Value™: $163.68 vs. price of $123.10 (24.8% below fair value)
  • GF Score™: 75/100

No single metric tells the full story. See the IRTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


iRhythm Holdings Business Description

Other Exchanges 0A7L:UK
Address 699 8th Street, Suite 600, San Francisco, CA, USA, 94103
iRhythm Holdings Inc is a digital healthcare company that creates trusted solutions that detect, predict, and prevent disease. Its principal business is the design, development, and commercialization of device-based technology to provide ambulatory cardiac monitoring services that it believes allow clinicians to diagnose certain arrhythmias quicker and with greater efficiency than other services that rely on traditional technology. Each Zio System combines an FDA-cleared and CE-marked, wire-free, patch-based, 14-day wearable biosensor that continuously records electrocardiogram (ECG) data with a proprietary, FDA-cleared, CE-marked cloud-based data analytic software to help physicians monitor patients and diagnose arrhythmias.
75GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$123.10
Price
$163.68
GF Value