Borlease Otomotiv AS (IST:BORLS) Effective Interest Rate on Debt %: 58.76% (As of Dec. 2025)


IST:BORLS Borlease Otomotiv AS IST:BORLS
41 GF Score
Price ₺6.92
! 9 Warning Signs
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What is Borlease Otomotiv AS Effective Interest Rate on Debt %?

Borlease Otomotiv AS IST:BORLS -4.68% 41 Effective Interest Rate on Debt % is 58.76% as of Dec. 2025. GuruFocus rates IST:BORLS with a GF Score™ of 41/100. The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Borlease Otomotiv AS's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was ₺6,227 Mil. Borlease Otomotiv AS's average total debt for the quarter that ended in Dec. 2025 was ₺10,597 Mil. Therefore, Borlease Otomotiv AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 58.76%.

Borlease Otomotiv AS  (IST:BORLS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Borlease Otomotiv AS Effective Interest Rate on Debt % Related Terms

Borlease Otomotiv AS Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Borlease Otomotiv AS's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Borlease Otomotiv AS Effective Interest Rate on Debt % Chart

Borlease Otomotiv AS Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 24.12 33.92 28.20 72.24 51.98

Borlease Otomotiv AS Quarterly Data
Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 104.74 40.38 54.34 42.34 58.76

IST:BORLS vs URI, SUNB, AER: Effective Interest Rate on Debt % Comparison

For the Rental & Leasing Services subindustry, Borlease Otomotiv AS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Borlease Otomotiv AS Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Borlease Otomotiv AS's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Borlease Otomotiv AS's Effective Interest Rate on Debt % falls into.


IST:BORLS
41GF Score
Borlease Otomotiv AS IST:BORLS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Borlease Otomotiv AS Effective Interest Rate on Debt % Calculation

Borlease Otomotiv AS's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4365.798/( (6310.81+10487.452)/ 2 )
=-1  *  -4365.798/8399.131
=51.98 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2501.754 + 3809.056
=6310.81

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4534.976 + 5952.476
=10487.452

Borlease Otomotiv AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -6226.988/( (10706.031+10487.452)/ 2 )
=-1  *  -6226.988/10596.7415
=58.76 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4925.633 + 5780.398
=10706.031

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4534.976 + 5952.476
=10487.452

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 58.76% mean?
Borlease Otomotiv AS (IST:BORLS) has a Effective Interest Rate on Debt % of 58.76% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Borlease Otomotiv AS and its competitors.
Is Borlease Otomotiv AS's Effective Interest Rate on Debt % too high?
Borlease Otomotiv AS's current Effective Interest Rate on Debt % is 58.76%. Overall, Borlease Otomotiv AS has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Borlease Otomotiv AS's Effective Interest Rate on Debt % compare to URI and SUNB?
Borlease Otomotiv AS's Effective Interest Rate on Debt % of 58.76% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Borlease Otomotiv AS and its competitors. Borlease Otomotiv AS's current Effective Interest Rate on Debt % is 58.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Borlease Otomotiv AS stock overvalued right now?
Borlease Otomotiv AS (IST:BORLS) has a current Effective Interest Rate on Debt % of 58.76%. The current Effective Interest Rate on Debt % is 58.76%. Borlease Otomotiv AS's overall GF Score™ is 41/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Borlease Otomotiv AS (IST:BORLS), the current Effective Interest Rate on Debt % is 58.76% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Borlease Otomotiv AS Business Description

Address Saray Mahallesi, Dr. Adnan Buyukdeniz Cad. 2, Blok No: 4 Ic Kapi No: 28 Umraniye, Istanbul, TUR
Borlease Otomotiv AS is a company whose main activity is is to rent all kinds of motorized and non-motorized land vehicles, whether it is owned or otherwise obtained from third parties and institutions. The Company primarily provides operational fleet rental services for all brands of passenger vehicles.
41GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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