Gedik Yatirim Menkul Degerler AS (IST:GEDIK) Effective Interest Rate on Debt %: 0.33% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:GEDIK Gedik Yatirim Menkul Degerler AS IST:GEDIK
62 GF Score
Price ₺6.40
GF Value ₺10.69
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Gedik Yatirim Menkul Degerler AS Effective Interest Rate on Debt %?

Gedik Yatirim Menkul Degerler AS IST:GEDIK -0.62% 62 Effective Interest Rate on Debt % is 0.33% as of Dec. 2025. GuruFocus rates IST:GEDIK with a GF Score™ of 62/100 and a GF Value™ of ₺10.69 (Possible Value Trap). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Gedik Yatirim Menkul Degerler AS's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was ₺32 Mil. Gedik Yatirim Menkul Degerler AS's average total debt for the quarter that ended in Dec. 2025 was ₺9,541 Mil. Therefore, Gedik Yatirim Menkul Degerler AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.33%.


Gedik Yatirim Menkul Degerler AS  (IST:GEDIK) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Gedik Yatirim Menkul Degerler AS Effective Interest Rate on Debt % Related Terms


Gedik Yatirim Menkul Degerler AS Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Gedik Yatirim Menkul Degerler AS's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gedik Yatirim Menkul Degerler AS Effective Interest Rate on Debt % Chart

Gedik Yatirim Menkul Degerler AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.13 1.67 1.87 0.40 0.36

Gedik Yatirim Menkul Degerler AS Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.43 0.59 0.65 0.08 0.33

IST:GEDIK vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Gedik Yatirim Menkul Degerler AS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gedik Yatirim Menkul Degerler AS Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Gedik Yatirim Menkul Degerler AS's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Gedik Yatirim Menkul Degerler AS's Effective Interest Rate on Debt % falls into.


IST:GEDIK
62GF Score
Gedik Yatirim Menkul Degerler AS IST:GEDIK
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gedik Yatirim Menkul Degerler AS Effective Interest Rate on Debt % Calculation

Gedik Yatirim Menkul Degerler AS's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -29.938/( (5534.255+11062.107)/ 2 )
=-1  *  -29.938/8298.181
=0.36 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=64.52 + 5469.735
=5534.255

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=71.756 + 10990.351
=11062.107

Gedik Yatirim Menkul Degerler AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -31.892/( (8019.445+11062.107)/ 2 )
=-1  *  -31.892/9540.776
=0.33 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=65.068 + 7954.377
=8019.445

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=71.756 + 10990.351
=11062.107

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.33% mean?
Gedik Yatirim Menkul Degerler AS (IST:GEDIK) has a Effective Interest Rate on Debt % of 0.33% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gedik Yatirim Menkul Degerler AS and its competitors.
Is Gedik Yatirim Menkul Degerler AS's Effective Interest Rate on Debt % too high?
Gedik Yatirim Menkul Degerler AS's current Effective Interest Rate on Debt % is 0.33%. Overall, Gedik Yatirim Menkul Degerler AS has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Gedik Yatirim Menkul Degerler AS's Effective Interest Rate on Debt % compare to MS and GS?
Gedik Yatirim Menkul Degerler AS's Effective Interest Rate on Debt % of 0.33% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gedik Yatirim Menkul Degerler AS and its competitors. Gedik Yatirim Menkul Degerler AS's current Effective Interest Rate on Debt % is 0.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gedik Yatirim Menkul Degerler AS stock overvalued right now?
Based on GuruFocus' analysis, Gedik Yatirim Menkul Degerler AS (IST:GEDIK) is currently considered Possible Value Trap. The stock's GF Value™ is ₺10.69, compared to a current price of ₺6.40 — trading 40.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.33%. Gedik Yatirim Menkul Degerler AS's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Gedik Yatirim Menkul Degerler AS (IST:GEDIK), the current Effective Interest Rate on Debt % is 0.33% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gedik Yatirim Menkul Degerler AS (IST:GEDIK) Overvalued in 2026?

Based on GuruFocus' analysis, Gedik Yatirim Menkul Degerler AS stock appears to be undervalued. The current stock price of ₺6.40 is trading 40.1% below its estimated GF Value™ of ₺10.69. GuruFocus considers Gedik Yatirim Menkul Degerler AS to be Possible Value Trap.

Key valuation signals for IST:GEDIK:

  • Effective Interest Rate on Debt %: 0.33%
  • GF Value™: ₺10.69 vs. price of ₺6.40 (40.1% below fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the IST:GEDIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gedik Yatirim Menkul Degerler AS Business Description

Address Cumhuriyet Mah. E-5 Yanyol No:29, Yakacik Kartal, Istanbul, TUR, 34876
Gedik Yatirim Menkul Degerler AS is an investment banking advisory and brokerage company. It provides brokerage services, Investment Advisory, and Portfolio Management. Its services include securities trading; economy and company research; futures and options; asset management; and brokerage services for institutional investors.
62GF Score

Get the complete analysis for IST:GEDIK

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺6.40
Price
₺10.69
GF Value