Panelsan Cati Cephe Sistemlerinayi VeTicaret AS (IST:PNLSN) Effective Interest Rate on Debt %: 59.39% (As of Mar. 2026)

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IST:PNLSN Panelsan Cati Cephe Sistemleri Sanayi VeTicaret AS IST:PNLSN
85 GF Score
Price ₺46.34
GF Value ₺47.44
Valuation Fairly Valued
! 6 Warning Signs
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What is Panelsan Cati Cephe Sistemlerinayi VeTicaret AS Effective Interest Rate on Debt %?

Panelsan Cati Cephe Sistemlerinayi VeTicaret AS IST:PNLSN -5.08% 85 Effective Interest Rate on Debt % is 59.39% as of Mar. 2026. GuruFocus rates IST:PNLSN with a GF Score™ of 85/100 and a GF Value™ of ₺47.44 (Fairly Valued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₺120 Mil. Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's average total debt for the quarter that ended in Mar. 2026 was ₺202 Mil. Therefore, Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 59.39%.


Panelsan Cati Cephe Sistemlerinayi VeTicaret AS  (IST:PNLSN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Panelsan Cati Cephe Sistemlerinayi VeTicaret AS Effective Interest Rate on Debt % Related Terms


Panelsan Cati Cephe Sistemlerinayi VeTicaret AS Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Panelsan Cati Cephe Sistemlerinayi VeTicaret AS Effective Interest Rate on Debt % Chart

Panelsan Cati Cephe Sistemlerinayi VeTicaret AS Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 11.82 11.60 10.43 11.57 6.72

Panelsan Cati Cephe Sistemlerinayi VeTicaret AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.87 3.96 7.78 -5.48 59.39

IST:PNLSN vs TT, JCI, CARR: Effective Interest Rate on Debt % Comparison

For the Building Products & Equipment subindustry, Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Panelsan Cati Cephe Sistemlerinayi VeTicaret AS Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's Effective Interest Rate on Debt % falls into.


IST:PNLSN
85GF Score
Panelsan Cati Cephe Sistemleri Sanayi VeTicaret AS IST:PNLSN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Panelsan Cati Cephe Sistemlerinayi VeTicaret AS Effective Interest Rate on Debt % Calculation

Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.42/( (87.797+103.382)/ 2 )
=-1  *  -6.42/95.5895
=6.72 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.343 + 82.454
=87.797

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 103.382
=103.382

Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -120.128/( (103.382+301.186)/ 2 )
=-1  *  -120.128/202.284
=59.39 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 103.382
=103.382

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 301.186
=301.186

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 59.39% mean?
Panelsan Cati Cephe Sistemlerinayi VeTicaret AS (IST:PNLSN) has a Effective Interest Rate on Debt % of 59.39% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Panelsan Cati Cephe Sistemlerinayi VeTicaret AS and its competitors.
Is Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's Effective Interest Rate on Debt % too high?
Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's current Effective Interest Rate on Debt % is 59.39%. Overall, Panelsan Cati Cephe Sistemlerinayi VeTicaret AS has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's Effective Interest Rate on Debt % compare to TT and JCI?
Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's Effective Interest Rate on Debt % of 59.39% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Panelsan Cati Cephe Sistemlerinayi VeTicaret AS and its competitors. Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's current Effective Interest Rate on Debt % is 59.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Panelsan Cati Cephe Sistemlerinayi VeTicaret AS stock overvalued right now?
Based on GuruFocus' analysis, Panelsan Cati Cephe Sistemlerinayi VeTicaret AS (IST:PNLSN) is currently considered Fairly Valued. The stock's GF Value™ is ₺47.44, compared to a current price of ₺46.34 — trading 2.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 59.39%. Panelsan Cati Cephe Sistemlerinayi VeTicaret AS's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Panelsan Cati Cephe Sistemlerinayi VeTicaret AS (IST:PNLSN), the current Effective Interest Rate on Debt % is 59.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Panelsan Cati Cephe Sistemlerinayi VeTicaret AS (IST:PNLSN) Overvalued in 2026?

Based on GuruFocus' analysis, Panelsan Cati Cephe Sistemlerinayi VeTicaret AS stock appears to be undervalued. The current stock price of ₺46.34 is trading 2.3% below its estimated GF Value™ of ₺47.44. GuruFocus considers Panelsan Cati Cephe Sistemlerinayi VeTicaret AS to be Fairly Valued.

Key valuation signals for IST:PNLSN:

  • Effective Interest Rate on Debt %: 59.39%
  • GF Value™: ₺47.44 vs. price of ₺46.34 (2.3% below fair value)
  • GF Score™: 85/100 with 6 warning signs

No single metric tells the full story. See the IST:PNLSN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Panelsan Cati Cephe Sistemlerinayi VeTicaret AS Business Description

Address Street No:4 A Block 3rd Floor Flat 18, Maidan Business and Life Center Mustafa Kemal Mahallesi 2118, Cankaya, Ankara, TUR
Panelsan Cati Cephe Sistemleri Sanayi VeTicaret AS is engaged in manufacturing of building materials.
85GF Score

Get the complete analysis for IST:PNLSN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺46.34
Price
₺47.44
GF Value