PT Indal Aluminium Industry Tbk (ISX:INAI) Effective Interest Rate on Debt %: 10.45% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:INAI PT Indal Aluminium Industry Tbk ISX:INAI
56 GF Score
Price Rp166.00
GF Value Rp117.64
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is PT Indal Aluminium Industry Tbk Effective Interest Rate on Debt %?

PT Indal Aluminium Industry Tbk ISX:INAI -7.82% 56 Effective Interest Rate on Debt % is 10.45% as of Mar. 2026. GuruFocus rates ISX:INAI with a GF Score™ of 56/100 and a GF Value™ of Rp117.64 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT Indal Aluminium Industry Tbk's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was Rp73,603 Mil. PT Indal Aluminium Industry Tbk's average total debt for the quarter that ended in Mar. 2026 was Rp704,150 Mil. Therefore, PT Indal Aluminium Industry Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 10.45%.


PT Indal Aluminium Industry Tbk  (ISX:INAI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT Indal Aluminium Industry Tbk Effective Interest Rate on Debt % Related Terms


PT Indal Aluminium Industry Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT Indal Aluminium Industry Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Indal Aluminium Industry Tbk Effective Interest Rate on Debt % Chart

PT Indal Aluminium Industry Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.82 7.72 8.57 10.88 10.09

PT Indal Aluminium Industry Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.91 10.50 11.39 9.64 10.45

ISX:INAI vs AA, CENX, CSTM: Effective Interest Rate on Debt % Comparison

For the Aluminum subindustry, PT Indal Aluminium Industry Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Indal Aluminium Industry Tbk Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, PT Indal Aluminium Industry Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT Indal Aluminium Industry Tbk's Effective Interest Rate on Debt % falls into.


ISX:INAI
56GF Score
PT Indal Aluminium Industry Tbk ISX:INAI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Indal Aluminium Industry Tbk Effective Interest Rate on Debt % Calculation

PT Indal Aluminium Industry Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -74019.653/( (727807.676+739453.593)/ 2 )
=-1  *  -74019.653/733630.6345
=10.09 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2271.886 + 725535.79
=727807.676

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8243.619 + 731209.974
=739453.593

PT Indal Aluminium Industry Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -73603.264/( (739453.593+668847.225)/ 2 )
=-1  *  -73603.264/704150.409
=10.45 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8243.619 + 731209.974
=739453.593

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7528.888 + 661318.337
=668847.225

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.45% mean?
PT Indal Aluminium Industry Tbk (ISX:INAI) has a Effective Interest Rate on Debt % of 10.45% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Indal Aluminium Industry Tbk and its competitors.
Is PT Indal Aluminium Industry Tbk's Effective Interest Rate on Debt % too high?
PT Indal Aluminium Industry Tbk's current Effective Interest Rate on Debt % is 10.45%. Overall, PT Indal Aluminium Industry Tbk has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Indal Aluminium Industry Tbk's Effective Interest Rate on Debt % compare to AA and CENX?
PT Indal Aluminium Industry Tbk's Effective Interest Rate on Debt % of 10.45% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Indal Aluminium Industry Tbk and its competitors. PT Indal Aluminium Industry Tbk's current Effective Interest Rate on Debt % is 10.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Indal Aluminium Industry Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Indal Aluminium Industry Tbk (ISX:INAI) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp117.64, compared to a current price of Rp166.00 — trading 41.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 10.45%. PT Indal Aluminium Industry Tbk's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Indal Aluminium Industry Tbk (ISX:INAI), the current Effective Interest Rate on Debt % is 10.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Indal Aluminium Industry Tbk (ISX:INAI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Indal Aluminium Industry Tbk stock appears to be overvalued. The current stock price of Rp166.00 is trading 41.1% above its estimated GF Value™ of Rp117.64. GuruFocus considers PT Indal Aluminium Industry Tbk to be Significantly Overvalued.

Key valuation signals for ISX:INAI:

  • Effective Interest Rate on Debt %: 10.45%
  • GF Value™: Rp117.64 vs. price of Rp166.00 (41.1% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the ISX:INAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Indal Aluminium Industry Tbk Business Description

Address Kompleks Maspion Unit-1, Sawotratap, Sidoarjo, IDN, 61254
PT Indal Aluminium Industry Tbk engaged in industry, trade, and services for several business activities, including managing aluminum ingot or billet raw materials into aluminum extrusion profiles which are used for ready-to-install building materials for the construction industry, home industry, electronic/automotive components, medical device components, aluminum solar panel frames and others. The company's segments include the Manufacturing of aluminum, Construction Services, Software services, and General trading & investments. The majority of the revenue is generated from the Manufacturing of the Aluminium segment. The company exports its products to Japan, Hong Kong, Thailand, Singapore, Australia, the United States, and other countries.
56GF Score

Get the complete analysis for ISX:INAI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp166.00
Price
Rp117.64
GF Value