PT Capitalinc Investment Tbk (ISX:MTFN) Effective Interest Rate on Debt %: 9.58% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:MTFN PT Capitalinc Investment Tbk ISX:MTFN
51 GF Score
Price Rp13.00
GF Value Rp26.61
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is PT Capitalinc Investment Tbk Effective Interest Rate on Debt %?

PT Capitalinc Investment Tbk ISX:MTFN 51 Effective Interest Rate on Debt % is 9.58% as of Mar. 2026. GuruFocus rates ISX:MTFN with a GF Score™ of 51/100 and a GF Value™ of Rp26.61 (Possible Value Trap). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT Capitalinc Investment Tbk's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was Rp46 Mil. PT Capitalinc Investment Tbk's average total debt for the quarter that ended in Mar. 2026 was Rp480 Mil. Therefore, PT Capitalinc Investment Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 9.58%.


PT Capitalinc Investment Tbk  (ISX:MTFN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT Capitalinc Investment Tbk Effective Interest Rate on Debt % Related Terms


PT Capitalinc Investment Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT Capitalinc Investment Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Capitalinc Investment Tbk Effective Interest Rate on Debt % Chart

PT Capitalinc Investment Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.51 2.24 13.50 15.88 12.98

PT Capitalinc Investment Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.44 0.03 11.81 11.10 9.58

ISX:MTFN vs COP, EOG, FANG: Effective Interest Rate on Debt % Comparison

For the Oil & Gas E&P subindustry, PT Capitalinc Investment Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Capitalinc Investment Tbk Effective Interest Rate on Debt % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, PT Capitalinc Investment Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT Capitalinc Investment Tbk's Effective Interest Rate on Debt % falls into.


ISX:MTFN
51GF Score
PT Capitalinc Investment Tbk ISX:MTFN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Capitalinc Investment Tbk Effective Interest Rate on Debt % Calculation

PT Capitalinc Investment Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -86.612/( (814.759+519.486)/ 2 )
=-1  *  -86.612/667.1225
=12.98 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=430.459 + 384.3
=814.759

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=146.624 + 372.862
=519.486

PT Capitalinc Investment Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -46.02/( (519.486+441.342)/ 2 )
=-1  *  -46.02/480.414
=9.58 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=146.624 + 372.862
=519.486

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=140.787 + 300.555
=441.342

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.58% mean?
PT Capitalinc Investment Tbk (ISX:MTFN) has a Effective Interest Rate on Debt % of 9.58% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Capitalinc Investment Tbk and its competitors.
Is PT Capitalinc Investment Tbk's Effective Interest Rate on Debt % too high?
PT Capitalinc Investment Tbk's current Effective Interest Rate on Debt % is 9.58%. Overall, PT Capitalinc Investment Tbk has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Capitalinc Investment Tbk's Effective Interest Rate on Debt % compare to COP and EOG?
PT Capitalinc Investment Tbk's Effective Interest Rate on Debt % of 9.58% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Capitalinc Investment Tbk and its competitors. PT Capitalinc Investment Tbk's current Effective Interest Rate on Debt % is 9.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Capitalinc Investment Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Capitalinc Investment Tbk (ISX:MTFN) is currently considered Possible Value Trap. The stock's GF Value™ is Rp26.61, compared to a current price of Rp13.00 — trading 51.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 9.58%. PT Capitalinc Investment Tbk's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Capitalinc Investment Tbk (ISX:MTFN), the current Effective Interest Rate on Debt % is 9.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Capitalinc Investment Tbk (ISX:MTFN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Capitalinc Investment Tbk stock appears to be undervalued. The current stock price of Rp13.00 is trading 51.1% below its estimated GF Value™ of Rp26.61. GuruFocus considers PT Capitalinc Investment Tbk to be Possible Value Trap.

Key valuation signals for ISX:MTFN:

  • Effective Interest Rate on Debt %: 9.58%
  • GF Value™: Rp26.61 vs. price of Rp13.00 (51.1% below fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the ISX:MTFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Capitalinc Investment Tbk Business Description

Industry EnergyOil & Gas
Address Jalan Radio Dalam Raya No.2, Kebayoran baru, North Gandaria, Kebayoran Baru, Jakarta, IDN, 12140
PT Capitalinc Investment Tbk is an Indonesian-based company engaged in financial services, which invests in mining and energy, focusing on oil and gas. The company's investment in the form of shares ownership in some subsidiaries and associates of the company usually held on oil and gas companies, from upstream and downstream. The group derives revenue mainly from the sales and services revenue from its subsidiaries. The group's operating segments are Business Investment segment and Oil and Gas segment. It generates the majority of the revenue from Oil & Gas segment.
51GF Score

Get the complete analysis for ISX:MTFN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp13.00
Price
Rp26.61
GF Value