IVUFF (IVU Traffic Technologies AG) Effective Interest Rate on Debt %: 4.12% (As of Mar. 2026)


IVUFF IVU Traffic Technologies AG IVUFF
94 GF Score
Price $17.12
GF Value $16.80
! 3 Warning Signs
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What is IVU Traffic Technologies AG Effective Interest Rate on Debt %?

IVU Traffic Technologies AG IVUFF 94 Effective Interest Rate on Debt % is 4.12% as of Mar. 2026. GuruFocus rates IVUFF with a GF Score™ of 94/100 and a GF Value™ of $16.80. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. IVU Traffic Technologies AG's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.9 Mil. IVU Traffic Technologies AG's average total debt for the quarter that ended in Mar. 2026 was $22.5 Mil. Therefore, IVU Traffic Technologies AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.12%.


IVU Traffic Technologies AG  (OTCPK:IVUFF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


IVU Traffic Technologies AG Effective Interest Rate on Debt % Related Terms


IVU Traffic Technologies AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for IVU Traffic Technologies AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IVU Traffic Technologies AG Effective Interest Rate on Debt % Chart

IVU Traffic Technologies AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.15 1.37 2.48 3.53 3.71

IVU Traffic Technologies AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.40 4.32 4.21 1.27 4.12

IVUFF vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, IVU Traffic Technologies AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IVU Traffic Technologies AG Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, IVU Traffic Technologies AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where IVU Traffic Technologies AG's Effective Interest Rate on Debt % falls into.


IVUFF
94GF Score
IVU Traffic Technologies AG IVUFF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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IVU Traffic Technologies AG Effective Interest Rate on Debt % Calculation

IVU Traffic Technologies AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.827/( (21.762+22.86)/ 2 )
=-1  *  -0.827/22.311
=3.71 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.047 + 1.715
=21.762

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.719 + 2.141
=22.86

IVU Traffic Technologies AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.924/( (22.86+22.042)/ 2 )
=-1  *  -0.924/22.451
=4.12 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.719 + 2.141
=22.86

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19.894 + 2.148
=22.042

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.12% mean?
IVU Traffic Technologies AG (IVUFF) has a Effective Interest Rate on Debt % of 4.12% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IVU Traffic Technologies AG and its competitors.
Is IVU Traffic Technologies AG's Effective Interest Rate on Debt % too high?
IVU Traffic Technologies AG's current Effective Interest Rate on Debt % is 4.12%. Overall, IVU Traffic Technologies AG has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does IVU Traffic Technologies AG's Effective Interest Rate on Debt % compare to UBER and SHOP?
IVU Traffic Technologies AG's Effective Interest Rate on Debt % of 4.12% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on IVU Traffic Technologies AG and its competitors. IVU Traffic Technologies AG's current Effective Interest Rate on Debt % is 4.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IVU Traffic Technologies AG stock overvalued right now?
IVU Traffic Technologies AG (IVUFF) has a current Effective Interest Rate on Debt % of 4.12%. The stock's GF Value™ is $16.80, compared to a current price of $17.12 — trading 1.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.12%. IVU Traffic Technologies AG's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For IVU Traffic Technologies AG (IVUFF), the current Effective Interest Rate on Debt % is 4.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IVU Traffic Technologies AG (IVUFF) Overvalued in 2026?

Based on GuruFocus' analysis, IVU Traffic Technologies AG stock appears to be overvalued. The current stock price of $17.12 is trading 1.9% above its estimated GF Value™ of $16.80.

Key valuation signals for IVUFF:

  • Effective Interest Rate on Debt %: 4.12%
  • GF Value™: $16.80 vs. price of $17.12 (1.9% above fair value)
  • GF Score™: 94/100 with 3 warning signs

No single metric tells the full story. See the IVUFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IVU Traffic Technologies AG Business Description

Other Exchanges 0NCA:UKIVU:Germany
Address Bundesallee 88, Berlin, DEU, 12161
IVU Traffic Technologies AG develops, installs, maintains, and operates integrated IT solutions for buses and trains. Its standard product, IVU.suite, covers planning, operation, and quality assurance for public transport operators and railway companies, including timetable creation, optimisation of buses and trains, dispatching of drivers and vehicles, fleet monitoring, ticketing, passenger information, revenue calculation, and statistics. Its software and hardware systems support bus and rail processes from planning and dispatching to fleet management, ticketing, passenger information, and settlement of transport contracts. The Company operates across Germany, which generates maximum revenue, as well as Switzerland, Italy, and the Netherlands.
94GF Score

Get the complete analysis for IVUFF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.12
Price
$16.80
GF Value