JARLF (Jardine Matheson Holdings) Effective Interest Rate on Debt %: 3.44% (As of Jun. 2026)

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JARLF Jardine Matheson Holdings Ltd JARLF
68 GF Score
Price $63.90
GF Value $38.43
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Jardine Matheson Holdings Effective Interest Rate on Debt %?

Jardine Matheson Holdings JARLF -1.69% 68 Effective Interest Rate on Debt % is 3.44% as of Jun. 2026. GuruFocus rates JARLF with a GF Score™ of 68/100 and a GF Value™ of $38.43 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Jardine Matheson Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $616 Mil. Jardine Matheson Holdings's average total debt for the quarter that ended in Jun. 2026 was $17,892 Mil. Therefore, Jardine Matheson Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 3.44%.


Jardine Matheson Holdings  (OTCPK:JARLF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Jardine Matheson Holdings Effective Interest Rate on Debt % Related Terms


Jardine Matheson Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Jardine Matheson Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jardine Matheson Holdings Effective Interest Rate on Debt % Chart

Jardine Matheson Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.62 2.73 3.56 3.79 3.54

Jardine Matheson Holdings Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.99 3.52 3.80 3.30 3.44

JARLF vs MMM, HON: Effective Interest Rate on Debt % Comparison

For the Conglomerates subindustry, Jardine Matheson Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jardine Matheson Holdings Effective Interest Rate on Debt % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Jardine Matheson Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Jardine Matheson Holdings's Effective Interest Rate on Debt % falls into.


JARLF
68GF Score
Jardine Matheson Holdings Ltd JARLF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jardine Matheson Holdings Effective Interest Rate on Debt % Calculation

Jardine Matheson Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -664/( (19402+18151)/ 2 )
=-1  *  -664/18776.5
=3.54 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14027 + 5375
=19402

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12549 + 5602
=18151

Jardine Matheson Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -616/( (18151+17633)/ 2 )
=-1  *  -616/17892
=3.44 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12549 + 5602
=18151

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11040 + 6593
=17633

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.44% mean?
Jardine Matheson Holdings (JARLF) has a Effective Interest Rate on Debt % of 3.44% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jardine Matheson Holdings and its competitors.
Is Jardine Matheson Holdings' Effective Interest Rate on Debt % too high?
Jardine Matheson Holdings' current Effective Interest Rate on Debt % is 3.44%. Overall, Jardine Matheson Holdings has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jardine Matheson Holdings' Effective Interest Rate on Debt % compare to MMM and HON?
Jardine Matheson Holdings' Effective Interest Rate on Debt % of 3.44% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Conglomerates company?
A good Effective Interest Rate on Debt % depends on the Conglomerates industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jardine Matheson Holdings and its competitors. Jardine Matheson Holdings's current Effective Interest Rate on Debt % is 3.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jardine Matheson Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jardine Matheson Holdings (JARLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.43, compared to a current price of $63.90 — trading 66.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.44%. Jardine Matheson Holdings' overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Jardine Matheson Holdings (JARLF), the current Effective Interest Rate on Debt % is 3.44% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jardine Matheson Holdings (JARLF) Overvalued in 2026?

Based on GuruFocus' analysis, Jardine Matheson Holdings stock appears to be overvalued. The current stock price of $63.90 is trading 66.3% above its estimated GF Value™ of $38.43. GuruFocus considers Jardine Matheson Holdings to be Significantly Overvalued.

Key valuation signals for JARLF:

  • Effective Interest Rate on Debt %: 3.44%
  • GF Value™: $38.43 vs. price of $63.90 (66.3% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the JARLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jardine Matheson Holdings Business Description

Address 33-35 Reid Street, 4th Floor, Jardine House, P.O. Box HM 1068, Hamilton, BMU, HM 12
Jardine Matheson Holdings Ltd is a conglomerate of businesses operating in Greater China and Southeast Asia. The affiliates offer products and services in motor vehicles and related operations, property investment and development, food retailing, home furnishing, engineering and construction, transport services, insurance broking, restaurants, luxury hotels, financial services, heavy equipment, mining, and agribusiness. In terms of net income, key businesses within the group are Hong Kong Land and Dairy Farm, which are property investment firms and food retailers, respectively.
68GF Score

Get the complete analysis for JARLF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.90
Price
$38.43
GF Value