JOB (GEE Group) Effective Interest Rate on Debt %: 6.45% (As of Mar. 2026)


JOB GEE Group Inc JOB
41 GF Score
Price $0.21
GF Value $0.20
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is GEE Group Effective Interest Rate on Debt %?

GEE Group JOB 41 Effective Interest Rate on Debt % is 6.45% as of Mar. 2026. GuruFocus rates JOB with a GF Score™ of 41/100 and a GF Value™ of $0.20 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. GEE Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.26 Mil. GEE Group's average total debt for the quarter that ended in Mar. 2026 was $4.09 Mil. Therefore, GEE Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.45%.


GEE Group  (AMEX:JOB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


GEE Group Effective Interest Rate on Debt % Related Terms


GEE Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for GEE Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GEE Group Effective Interest Rate on Debt % Chart

GEE Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.17 3.06 9.19 8.40 9.96

GEE Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.20 12.27 7.72 6.92 6.45

JOB vs GLXG, IPDN, NIXX: Effective Interest Rate on Debt % Comparison

For the Staffing & Employment Services subindustry, GEE Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GEE Group Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, GEE Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where GEE Group's Effective Interest Rate on Debt % falls into.


JOB
41GF Score
GEE Group Inc JOB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GEE Group Effective Interest Rate on Debt % Calculation

GEE Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -0.333/( (3.411+3.277)/ 2 )
=-1  *  -0.333/3.344
=9.96 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.254 + 1.157
=3.411

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.025 + 1.252
=3.277

GEE Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.264/( (4.239+3.941)/ 2 )
=-1  *  -0.264/4.09
=6.45 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.168 + 1.071
=4.239

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.704 + 1.237
=3.941

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.45% mean?
GEE Group (JOB) has a Effective Interest Rate on Debt % of 6.45% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on GEE Group and its competitors.
Is GEE Group's Effective Interest Rate on Debt % too high?
GEE Group's current Effective Interest Rate on Debt % is 6.45%. Overall, GEE Group has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GEE Group's Effective Interest Rate on Debt % compare to GLXG and IPDN?
GEE Group's Effective Interest Rate on Debt % of 6.45% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on GEE Group and its competitors. GEE Group's current Effective Interest Rate on Debt % is 6.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GEE Group stock overvalued right now?
Based on GuruFocus' analysis, GEE Group (JOB) is currently considered Fairly Valued. The stock's GF Value™ is $0.20, compared to a current price of $0.21 — trading 5% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.45%. GEE Group's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For GEE Group (JOB), the current Effective Interest Rate on Debt % is 6.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GEE Group (JOB) Overvalued in 2026?

Based on GuruFocus' analysis, GEE Group stock appears to be overvalued. The current stock price of $0.21 is trading 5% above its estimated GF Value™ of $0.20. GuruFocus considers GEE Group to be Fairly Valued.

Key valuation signals for JOB:

  • Effective Interest Rate on Debt %: 6.45%
  • GF Value™: $0.20 vs. price of $0.21 (5% above fair value)
  • GF Score™: 41/100 with 3 warning signs

No single metric tells the full story. See the JOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GEE Group Business Description

Address 7751 Belfort Parkway, Suite 150, Jacksonville, FL, USA, 32256
GEE Group Inc is a provider of specialized staffing solutions across the United States. The company's operating segment includes Industrial Staffing Services and Professional Staffing Services. It generates maximum revenue from the Professional Staffing Services segment. The company provides the following services, direct hire placement services, temporary professional services staffing in the fields of information technology, accounting, finance and office, engineering, and medical, and temporary light industrial staffing.
41GF Score

Get the complete analysis for JOB

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.21
Price
$0.20
GF Value