Adcorp Holdings (JSE:ADR) Effective Interest Rate on Debt %: 11.69% (As of Feb. 2026)

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JSE:ADR Adcorp Holdings Ltd JSE:ADR
58 GF Score
Price R6.50
GF Value R4.60
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Adcorp Holdings Effective Interest Rate on Debt %?

Adcorp Holdings JSE:ADR 58 Effective Interest Rate on Debt % is 11.69% as of Feb. 2026. GuruFocus rates JSE:ADR with a GF Score™ of 58/100 and a GF Value™ of R4.60 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Adcorp Holdings's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was R41 Mil. Adcorp Holdings's average total debt for the quarter that ended in Feb. 2026 was R351 Mil. Therefore, Adcorp Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 11.69%.


Adcorp Holdings  (JSE:ADR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Adcorp Holdings Effective Interest Rate on Debt % Related Terms


Adcorp Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Adcorp Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adcorp Holdings Effective Interest Rate on Debt % Chart

Adcorp Holdings Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.47 10.55 12.66 12.04 11.63

Adcorp Holdings Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.45 12.56 11.68 11.58 11.69

JSE:ADR vs KFY, RHI, TNET: Effective Interest Rate on Debt % Comparison

For the Staffing & Employment Services subindustry, Adcorp Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adcorp Holdings Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Adcorp Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Adcorp Holdings's Effective Interest Rate on Debt % falls into.


JSE:ADR
58GF Score
Adcorp Holdings Ltd JSE:ADR
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Adcorp Holdings Effective Interest Rate on Debt % Calculation

Adcorp Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -41.962/( (379.397+342.513)/ 2 )
=-1  *  -41.962/360.955
=11.63 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=305.455 + 73.942
=379.397

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=266.998 + 75.515
=342.513

Adcorp Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -41.076/( (360.441+342.513)/ 2 )
=-1  *  -41.076/351.477
=11.69 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=289.096 + 71.345
=360.441

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=266.998 + 75.515
=342.513

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.69% mean?
Adcorp Holdings (JSE:ADR) has a Effective Interest Rate on Debt % of 11.69% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adcorp Holdings and its competitors.
Is Adcorp Holdings' Effective Interest Rate on Debt % too high?
Adcorp Holdings' current Effective Interest Rate on Debt % is 11.69%. Overall, Adcorp Holdings has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adcorp Holdings' Effective Interest Rate on Debt % compare to KFY and RHI?
Adcorp Holdings' Effective Interest Rate on Debt % of 11.69% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adcorp Holdings and its competitors. Adcorp Holdings's current Effective Interest Rate on Debt % is 11.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adcorp Holdings stock overvalued right now?
Based on GuruFocus' analysis, Adcorp Holdings (JSE:ADR) is currently considered Significantly Overvalued. The stock's GF Value™ is R4.60, compared to a current price of R6.50 — trading 41.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 11.69%. Adcorp Holdings' overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Adcorp Holdings (JSE:ADR), the current Effective Interest Rate on Debt % is 11.69% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adcorp Holdings (JSE:ADR) Overvalued in 2026?

Based on GuruFocus' analysis, Adcorp Holdings stock appears to be overvalued. The current stock price of R6.50 is trading 41.3% above its estimated GF Value™ of R4.60. GuruFocus considers Adcorp Holdings to be Significantly Overvalued.

Key valuation signals for JSE:ADR:

  • Effective Interest Rate on Debt %: 11.69%
  • GF Value™: R4.60 vs. price of R6.50 (41.3% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the JSE:ADR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adcorp Holdings Business Description

Address 102 Western Service Road, Adcorp Place, Gallo Manor Ext 6, Johannesburg, GT, ZAF, 2191
Adcorp Holdings Ltd is engaged in providing workplace solutions. The company renders services in the fields of permanent recruitment and flexible staffing sectors, professional IT services, as well as the provision of business process outsourcing, training, and financial services. Its operating segments are Contingent staffing, Professional Services, Business support. and Contingent staffing Australia. The geographical segments are South Africa and International.
58GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R6.50
Price
R4.60
GF Value