Bidvest Group (JSE:BVT) Effective Interest Rate on Debt %: 6.96% (As of Dec. 2025)

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JSE:BVT Bidvest Group Ltd JSE:BVT
83 GF Score
Price R236.50
GF Value R281.09
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Bidvest Group Effective Interest Rate on Debt %?

Bidvest Group JSE:BVT +0.46% 83 Effective Interest Rate on Debt % is 6.96% as of Dec. 2025. GuruFocus rates JSE:BVT with a GF Score™ of 83/100 and a GF Value™ of R281.09 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bidvest Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was R3,065 Mil. Bidvest Group's average total debt for the quarter that ended in Dec. 2025 was R44,041 Mil. Therefore, Bidvest Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.96%.


Bidvest Group  (JSE:BVT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Bidvest Group Effective Interest Rate on Debt % Related Terms


Bidvest Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Bidvest Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bidvest Group Effective Interest Rate on Debt % Chart

Bidvest Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.54 6.72 7.44 7.21 6.85

Bidvest Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.38 6.48 7.17 6.53 6.96

JSE:BVT vs HON, MMM: Effective Interest Rate on Debt % Comparison

For the Conglomerates subindustry, Bidvest Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bidvest Group Effective Interest Rate on Debt % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Bidvest Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bidvest Group's Effective Interest Rate on Debt % falls into.


JSE:BVT
83GF Score
Bidvest Group Ltd JSE:BVT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bidvest Group Effective Interest Rate on Debt % Calculation

Bidvest Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -2785.244/( (36832.639+44507.599)/ 2 )
=-1  *  -2785.244/40670.119
=6.85 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29581.831 + 7250.808
=36832.639

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=37654.856 + 6852.743
=44507.599

Bidvest Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -3064.928/( (44507.599+43574.9)/ 2 )
=-1  *  -3064.928/44041.2495
=6.96 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=37654.856 + 6852.743
=44507.599

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=32794.058 + 10780.842
=43574.9

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.96% mean?
Bidvest Group (JSE:BVT) has a Effective Interest Rate on Debt % of 6.96% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bidvest Group and its competitors.
Is Bidvest Group's Effective Interest Rate on Debt % too high?
Bidvest Group's current Effective Interest Rate on Debt % is 6.96%. Overall, Bidvest Group has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bidvest Group's Effective Interest Rate on Debt % compare to HON and MMM?
Bidvest Group's Effective Interest Rate on Debt % of 6.96% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Conglomerates company?
A good Effective Interest Rate on Debt % depends on the Conglomerates industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bidvest Group and its competitors. Bidvest Group's current Effective Interest Rate on Debt % is 6.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bidvest Group stock overvalued right now?
Based on GuruFocus' analysis, Bidvest Group (JSE:BVT) is currently considered Modestly Undervalued. The stock's GF Value™ is R281.09, compared to a current price of R236.50 — trading 15.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.96%. Bidvest Group's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bidvest Group (JSE:BVT), the current Effective Interest Rate on Debt % is 6.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bidvest Group (JSE:BVT) Overvalued in 2026?

Based on GuruFocus' analysis, Bidvest Group stock appears to be undervalued. The current stock price of R236.50 is trading 15.9% below its estimated GF Value™ of R281.09. GuruFocus considers Bidvest Group to be Modestly Undervalued.

Key valuation signals for JSE:BVT:

  • Effective Interest Rate on Debt %: 6.96%
  • GF Value™: R281.09 vs. price of R236.50 (15.9% below fair value)
  • GF Score™: 83/100 with 4 warning signs

No single metric tells the full story. See the JSE:BVT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bidvest Group Business Description

Address 18 Crescent Drive, Bidvest House, Melrose Arch, Melrose, Johannesburg, GT, ZAF, 2196
Bidvest Group Ltd is a diversified business-to-business services, trading, and distribution company. Its diverse portfolio operates in two segments: Business services and Trading and distribution, through six divisions and a majority-owned subsidiary, Adcock Ingram. The company principally generates revenue from providing a wide range of goods and services through its eight core trading segments, Services South Africa, Services International, Freight, Commercial Products, Branded Products, Adcock Ingram and Automotive. Geographically, it derives the majority of revenue from South Africa.
83GF Score

Get the complete analysis for JSE:BVT

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R236.50
Price
R281.09
GF Value