Fairvest (JSE:FTA) Effective Interest Rate on Debt %: 8.51% (As of Mar. 2026)

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JSE:FTA Fairvest Ltd JSE:FTA
54 GF Score
Price R19.00
GF Value R12.17
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Fairvest Effective Interest Rate on Debt %?

Fairvest JSE:FTA 54 Effective Interest Rate on Debt % is 8.51% as of Mar. 2026. GuruFocus rates JSE:FTA with a GF Score™ of 54/100 and a GF Value™ of R12.17 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Fairvest's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was R357 Mil. Fairvest's average total debt for the quarter that ended in Mar. 2026 was R4,192 Mil. Therefore, Fairvest's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.51%.


Fairvest  (JSE:FTA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Fairvest Effective Interest Rate on Debt % Related Terms


Fairvest Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Fairvest's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fairvest Effective Interest Rate on Debt % Chart

Fairvest Annual Data
Trend Jun21 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
8.94 16.62 10.16 9.97

Fairvest Semi-Annual Data
Jun21 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 9.99 10.69 9.24 9.81 8.51

JSE:FTA vs SPG, O, KIM: Effective Interest Rate on Debt % Comparison

For the REIT - Retail subindustry, Fairvest's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fairvest Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Fairvest's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Fairvest's Effective Interest Rate on Debt % falls into.


JSE:FTA
54GF Score
Fairvest Ltd JSE:FTA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fairvest Effective Interest Rate on Debt % Calculation

Fairvest's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -410.6/( (4255.298+3979.802)/ 2 )
=-1  *  -410.6/4117.55
=9.97 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2736.244 + 1519.054
=4255.298

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3079.387 + 900.415
=3979.802

Fairvest's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -356.748/( (3979.802+4404.652)/ 2 )
=-1  *  -356.748/4192.227
=8.51 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3079.387 + 900.415
=3979.802

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3111.554 + 1293.098
=4404.652

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.51% mean?
Fairvest (JSE:FTA) has a Effective Interest Rate on Debt % of 8.51% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Fairvest and its competitors.
Is Fairvest's Effective Interest Rate on Debt % too high?
Fairvest's current Effective Interest Rate on Debt % is 8.51%. Overall, Fairvest has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fairvest's Effective Interest Rate on Debt % compare to SPG and O?
Fairvest's Effective Interest Rate on Debt % of 8.51% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Fairvest and its competitors. Fairvest's current Effective Interest Rate on Debt % is 8.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fairvest stock overvalued right now?
Based on GuruFocus' analysis, Fairvest (JSE:FTA) is currently considered Significantly Overvalued. The stock's GF Value™ is R12.17, compared to a current price of R19.00 — trading 56.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.51%. Fairvest's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Fairvest (JSE:FTA), the current Effective Interest Rate on Debt % is 8.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fairvest (JSE:FTA) Overvalued in 2026?

Based on GuruFocus' analysis, Fairvest stock appears to be overvalued. The current stock price of R19.00 is trading 56.1% above its estimated GF Value™ of R12.17. GuruFocus considers Fairvest to be Significantly Overvalued.

Key valuation signals for JSE:FTA:

  • Effective Interest Rate on Debt %: 8.51%
  • GF Value™: R12.17 vs. price of R19.00 (56.1% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the JSE:FTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fairvest Business Description

Industry Real EstateREITs
Address 1 Sturdee Avenue, Rosebank, 3rd Floor, Upper Building, Johannesburg, GT, ZAF, 2196
Fairvest Ltd is a diversified real estate investment trust investing in the quality retail asset. The fairvest property portfolio consists of properties across South Africa. It has five operating segments Office, Industrial and Retail, Residential and overheads. The majority is from the Retail segment. Geographically, it is located in South Africa but its geographic segments ranges in Gauteng, Western Cape, KwaZuluNatal, Eastern Cape, Limpopo, Mpumalanga, North West Northern Cape,Free State and Other. The key revenue here is observed in the western cape region.
54GF Score

Get the complete analysis for JSE:FTA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R19.00
Price
R12.17
GF Value