Primeserv Group (JSE:PMV) Effective Interest Rate on Debt %: 11.63% (As of Sep. 2025)

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JSE:PMV Primeserv Group Ltd JSE:PMV
86 GF Score
Price R2.95
GF Value R2.21
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Primeserv Group Effective Interest Rate on Debt %?

Primeserv Group JSE:PMV 86 Effective Interest Rate on Debt % is 11.63% as of Sep. 2025. GuruFocus rates JSE:PMV with a GF Score™ of 86/100 and a GF Value™ of R2.21 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Primeserv Group's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was R0 Mil. Primeserv Group's average total debt for the quarter that ended in Sep. 2025 was R4 Mil. Therefore, Primeserv Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 11.63%.


Primeserv Group  (JSE:PMV) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Primeserv Group Effective Interest Rate on Debt % Related Terms


Primeserv Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Primeserv Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Primeserv Group Effective Interest Rate on Debt % Chart

Primeserv Group Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.55 6.78 7.62 12.04 13.94

Primeserv Group Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.16 13.92 17.52 14.96 11.63

JSE:PMV vs KFY, RHI, TNET: Effective Interest Rate on Debt % Comparison

For the Staffing & Employment Services subindustry, Primeserv Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Primeserv Group Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Primeserv Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Primeserv Group's Effective Interest Rate on Debt % falls into.


JSE:PMV
86GF Score
Primeserv Group Ltd JSE:PMV
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Primeserv Group Effective Interest Rate on Debt % Calculation

Primeserv Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -0.445/( (2.076+4.309)/ 2 )
=-1  *  -0.445/3.1925
=13.94 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.264 + 1.812
=2.076

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.416 + 1.893
=4.309

Primeserv Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -0.434/( (4.309+3.152)/ 2 )
=-1  *  -0.434/3.7305
=11.63 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.416 + 1.893
=4.309

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.917 + 2.235
=3.152

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.63% mean?
Primeserv Group (JSE:PMV) has a Effective Interest Rate on Debt % of 11.63% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Primeserv Group and its competitors.
Is Primeserv Group's Effective Interest Rate on Debt % too high?
Primeserv Group's current Effective Interest Rate on Debt % is 11.63%. Overall, Primeserv Group has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Primeserv Group's Effective Interest Rate on Debt % compare to KFY and RHI?
Primeserv Group's Effective Interest Rate on Debt % of 11.63% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Primeserv Group and its competitors. Primeserv Group's current Effective Interest Rate on Debt % is 11.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Primeserv Group stock overvalued right now?
Based on GuruFocus' analysis, Primeserv Group (JSE:PMV) is currently considered Significantly Overvalued. The stock's GF Value™ is R2.21, compared to a current price of R2.95 — trading 33.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 11.63%. Primeserv Group's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Primeserv Group (JSE:PMV), the current Effective Interest Rate on Debt % is 11.63% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Primeserv Group (JSE:PMV) Overvalued in 2026?

Based on GuruFocus' analysis, Primeserv Group stock appears to be overvalued. The current stock price of R2.95 is trading 33.5% above its estimated GF Value™ of R2.21. GuruFocus considers Primeserv Group to be Significantly Overvalued.

Key valuation signals for JSE:PMV:

  • Effective Interest Rate on Debt %: 11.63%
  • GF Value™: R2.21 vs. price of R2.95 (33.5% above fair value)
  • GF Score™: 86/100 with 2 warning signs

No single metric tells the full story. See the JSE:PMV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Primeserv Group Business Description

Address 25 Rudd Road, Illovo, Sandton, Johanessburg, GT, ZAF, 2196
Primeserv Group Ltd is an investment holding company. The company focuses on business support services delivering specialized human capital management services and solutions. Its operating segment includes Integrated Business Support Services and Shared Services. The company generates maximum revenue from the Integrated Business Support Services segment. It serves various industries such as Agriculture, Automotive, Banking, Construction, Design and Draughting, Transportation, Engineering, Financial and Insurance, Food Production, Government Services, Harbours and Railways, Hospital, Nursing, Medical, Logistics and Distribution Centres, Mechanical, Mining, Paper and Pulp, Petrochemical, Pharmaceutical, Power Generation, Retail and Wholesale, Tourism, Telecoms, Warehousing, Waste Management.
86GF Score

Get the complete analysis for JSE:PMV

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R2.95
Price
R2.21
GF Value