Redefine Properties (JSE:RDF) Effective Interest Rate on Debt %: 8.29% (As of Feb. 2026)


JSE:RDF Redefine Properties Ltd JSE:RDF
61 GF Score
Price R6.41
GF Value R3.81
Valuation Significantly Overvalued
! 12 Warning Signs
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What is Redefine Properties Effective Interest Rate on Debt %?

Redefine Properties JSE:RDF +1.91% 61 Effective Interest Rate on Debt % is 8.29% as of Feb. 2026. GuruFocus rates JSE:RDF with a GF Score™ of 61/100 and a GF Value™ of R3.81 (Significantly Overvalued). The stock has 12 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Redefine Properties's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was R3,602 Mil. Redefine Properties's average total debt for the quarter that ended in Feb. 2026 was R43,460 Mil. Therefore, Redefine Properties's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 8.29%.


Redefine Properties  (JSE:RDF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Redefine Properties Effective Interest Rate on Debt % Related Terms


Redefine Properties Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Redefine Properties's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Redefine Properties Effective Interest Rate on Debt % Chart

Redefine Properties Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.39 6.44 7.71 9.11 8.11

Redefine Properties Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.79 9.10 9.04 7.40 8.29

JSE:RDF vs VICI, WPC: Effective Interest Rate on Debt % Comparison

For the REIT - Diversified subindustry, Redefine Properties's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Redefine Properties Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Redefine Properties's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Redefine Properties's Effective Interest Rate on Debt % falls into.


JSE:RDF
61GF Score
Redefine Properties Ltd JSE:RDF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Redefine Properties Effective Interest Rate on Debt % Calculation

Redefine Properties's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -3557.538/( (43329.012+44402.147)/ 2 )
=-1  *  -3557.538/43865.5795
=8.11 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=41520.285 + 1808.727
=43329.012

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=40367.802 + 4034.345
=44402.147

Redefine Properties's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -3602.054/( (44402.147+42517.915)/ 2 )
=-1  *  -3602.054/43460.031
=8.29 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=40367.802 + 4034.345
=44402.147

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=39527.111 + 2990.804
=42517.915

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.29% mean?
Redefine Properties (JSE:RDF) has a Effective Interest Rate on Debt % of 8.29% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Redefine Properties and its competitors.
Is Redefine Properties' Effective Interest Rate on Debt % too high?
Redefine Properties' current Effective Interest Rate on Debt % is 8.29%. Overall, Redefine Properties has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Redefine Properties' Effective Interest Rate on Debt % compare to VICI and WPC?
Redefine Properties' Effective Interest Rate on Debt % of 8.29% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Redefine Properties and its competitors. Redefine Properties's current Effective Interest Rate on Debt % is 8.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redefine Properties stock overvalued right now?
Based on GuruFocus' analysis, Redefine Properties (JSE:RDF) is currently considered Significantly Overvalued. The stock's GF Value™ is R3.81, compared to a current price of R6.41 — trading 68.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.29%. Redefine Properties' overall GF Score™ is 61/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Redefine Properties (JSE:RDF), the current Effective Interest Rate on Debt % is 8.29% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Redefine Properties (JSE:RDF) Overvalued in 2026?

Based on GuruFocus' analysis, Redefine Properties stock appears to be overvalued. The current stock price of R6.41 is trading 68.2% above its estimated GF Value™ of R3.81. GuruFocus considers Redefine Properties to be Significantly Overvalued.

Key valuation signals for JSE:RDF:

  • Effective Interest Rate on Debt %: 8.29%
  • GF Value™: R3.81 vs. price of R6.41 (68.2% above fair value)
  • GF Score™: 61/100 with 12 warning signs

No single metric tells the full story. See the JSE:RDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Redefine Properties Business Description

Industry Real EstateREITs
Other Exchanges RDPEF:USA
Address 155 West Street, 4th floor, Sandown, Sandton, Johannesburg, GT, ZAF, 2196
Redefine Properties Ltd is a South African real estate investment trust involved in the ownership of office, retail, and industrial properties. The vast majority of Redefine's real estate portfolio is located in South Africa and Poland. Within South Africa, over half of the Company's properties by total value are situated in the province of Gauteng. The Group comprises the South Africa portfolio segment, including office, retail, industrial, specialised, and head office. Its international portfolio includes EPP, which is mainly retail; Redefine Europe, which is mainly industrial; Self Storage Investments, which is mainly self-storage; and Lango Real Estate, which represents the head office, along with head office funding related to international investments.
61GF Score

Get the complete analysis for JSE:RDF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R6.41
Price
R3.81
GF Value