RH Bophelo (JSE:RHB) Effective Interest Rate on Debt %: 21.28% (As of Feb. 2026)

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JSE:RHB RH Bophelo Ltd JSE:RHB
73 GF Score
Price R2.00
GF Value R6.24
Valuation Possible Value Trap
! 4 Warning Signs
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What is RH Bophelo Effective Interest Rate on Debt %?

RH Bophelo JSE:RHB 73 Effective Interest Rate on Debt % is 21.28% as of Feb. 2026. GuruFocus rates JSE:RHB with a GF Score™ of 73/100 and a GF Value™ of R6.24 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. RH Bophelo's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was R12.57 Mil. RH Bophelo's average total debt for the quarter that ended in Feb. 2026 was R59.07 Mil. Therefore, RH Bophelo's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 21.28%.


RH Bophelo  (JSE:RHB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


RH Bophelo Effective Interest Rate on Debt % Related Terms


RH Bophelo Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for RH Bophelo's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RH Bophelo Effective Interest Rate on Debt % Chart

RH Bophelo Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.15 13.40 22.57 16.34 23.69

RH Bophelo Semi-Annual Data
Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.32 18.63 14.78 13.54 21.28

JSE:RHB vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, RH Bophelo's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RH Bophelo Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, RH Bophelo's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where RH Bophelo's Effective Interest Rate on Debt % falls into.


JSE:RHB
73GF Score
RH Bophelo Ltd JSE:RHB
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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RH Bophelo Effective Interest Rate on Debt % Calculation

RH Bophelo's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -11.767/( (71.606+27.752)/ 2 )
=-1  *  -11.767/49.679
=23.69 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=49.568 + 22.038
=71.606

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.617 + 26.135
=27.752

RH Bophelo's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -12.57/( (90.384+27.752)/ 2 )
=-1  *  -12.57/59.068
=21.28 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=64.274 + 26.11
=90.384

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.617 + 26.135
=27.752

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 21.28% mean?
RH Bophelo (JSE:RHB) has a Effective Interest Rate on Debt % of 21.28% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on RH Bophelo and its competitors.
Is RH Bophelo's Effective Interest Rate on Debt % too high?
RH Bophelo's current Effective Interest Rate on Debt % is 21.28%. Overall, RH Bophelo has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does RH Bophelo's Effective Interest Rate on Debt % compare to BLK and BX?
RH Bophelo's Effective Interest Rate on Debt % of 21.28% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on RH Bophelo and its competitors. RH Bophelo's current Effective Interest Rate on Debt % is 21.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RH Bophelo stock overvalued right now?
Based on GuruFocus' analysis, RH Bophelo (JSE:RHB) is currently considered Possible Value Trap. The stock's GF Value™ is R6.24, compared to a current price of R2.00 — trading 67.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 21.28%. RH Bophelo's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For RH Bophelo (JSE:RHB), the current Effective Interest Rate on Debt % is 21.28% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RH Bophelo (JSE:RHB) Overvalued in 2026?

Based on GuruFocus' analysis, RH Bophelo stock appears to be undervalued. The current stock price of R2.00 is trading 67.9% below its estimated GF Value™ of R6.24. GuruFocus considers RH Bophelo to be Possible Value Trap.

Key valuation signals for JSE:RHB:

  • Effective Interest Rate on Debt %: 21.28%
  • GF Value™: R6.24 vs. price of R2.00 (67.9% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the JSE:RHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RH Bophelo Business Description

Address 1, Melrose Boulevard, Unit 12, 1st Floor, Melrose Arch, Johannesburg, GT, ZAF, 2191
RH Bophelo Ltd is a healthcare investment company. Its main business involves the acquisition of healthcare assets in commercial entities or special situations across the South African market. It is engaged in making equity, quasi-equity, and equity-related investments in healthcare and financial sectors, specifically in operational infrastructure, health insurance, private hospital infrastructure, pharmaceuticals, retail and distribution, and healthcare technology. The company's operating segments are the Healthcare segment and the Financial Services segment. The majority of its revenue is generated from the Healthcare segment, which focuses on making investments in healthcare infrastructure, healthcare technology, and property companies.
73GF Score

Get the complete analysis for JSE:RHB

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R2.00
Price
R6.24
GF Value