Visual International Holdings (JSE:VIS) Effective Interest Rate on Debt %: 11.97% (As of Aug. 2025)

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What is Visual International Holdings Effective Interest Rate on Debt %?

Visual International Holdings JSE:VIS Effective Interest Rate on Debt % is 11.97% as of Aug. 2025. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Visual International Holdings's annualized positive value of Interest Expense for the quarter that ended in Aug. 2025 was R0.47 Mil. Visual International Holdings's average total debt for the quarter that ended in Aug. 2025 was R3.93 Mil. Therefore, Visual International Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Aug. 2025 was 11.97%.

Visual International Holdings  (JSE:VIS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Visual International Holdings Effective Interest Rate on Debt % Related Terms

Visual International Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Visual International Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Visual International Holdings Effective Interest Rate on Debt % Chart

Visual International Holdings Annual Data
Trend Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.42 5.34 8.09 12.24 18.83

Visual International Holdings Semi-Annual Data
Feb16 Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.23 11.53 12.82 14.22 11.97

Visual International Holdings Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Visual International Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Visual International Holdings Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Visual International Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Visual International Holdings's Effective Interest Rate on Debt % falls into.


Visual International Holdings Effective Interest Rate on Debt % Calculation

Visual International Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2024 )+Total Debt  (A: Feb. 2025 ))/ count )
=-1  *  -2.4/( (21.891+3.602)/ 2 )
=-1  *  -2.4/12.7465
=18.83 %

where

Total Debt  (A: Feb. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.819 + 3.072
=21.891

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.052 + 1.55
=3.602

Visual International Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Feb. 2025 )+Total Debt  (Q: Aug. 2025 ))/ count )
=-1  *  -0.47/( (3.602+4.248)/ 2 )
=-1  *  -0.47/3.925
=11.97 %

where

Total Debt  (Q: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.052 + 1.55
=3.602

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.166 + 2.082
=4.248

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Aug. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.97% mean?
Visual International Holdings (JSE:VIS) has a Effective Interest Rate on Debt % of 11.97% as of Aug. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Visual International Holdings and its competitors.
Is Visual International Holdings' Effective Interest Rate on Debt % too high?
Visual International Holdings' current Effective Interest Rate on Debt % is 11.97%.
How does Visual International Holdings' Effective Interest Rate on Debt % compare to competitors?
Visual International Holdings' Effective Interest Rate on Debt % of 11.97% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Visual International Holdings and its competitors. Visual International Holdings's current Effective Interest Rate on Debt % is 11.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visual International Holdings stock overvalued right now?
Visual International Holdings (JSE:VIS) has a current Effective Interest Rate on Debt % of 11.97%. The current Effective Interest Rate on Debt % is 11.97%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Visual International Holdings (JSE:VIS), the current Effective Interest Rate on Debt % is 11.97% as of Aug. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Visual International Holdings Business Description

Address Hohenhort Street, 23 Kleinplaas, Stellenberg, Western Cape, Bellville, ZAF, 7550
Visual International Holdings Ltd is a property development company in South Africa. It acquires and rezones land, installs relevant services, and constructs houses and apartments on the land for sale to homeowners or investors. The company focuses on the development of entire suburbs which comprise houses, apartments, lifestyle and retirement accommodation, retail facilities, schools, offices, and recreation, as well as other related facilities. It generates maximum revenue from the development of residential and commercial projects such as The Marine, Strand, Stellendale Junction, La Retreat Village, Imperial Bank Terraces, King Arthur Village and Mews, etc.