Ghani Glass (KAR:GHGL) Effective Interest Rate on Debt %: 48.74% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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KAR:GHGL Ghani Glass Ltd KAR:GHGL
84 GF Score
Price ₨38.67
GF Value ₨32.71
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Ghani Glass Effective Interest Rate on Debt %?

Ghani Glass KAR:GHGL -1.05% 84 Effective Interest Rate on Debt % is 48.74% as of Mar. 2026. GuruFocus rates KAR:GHGL with a GF Score™ of 84/100 and a GF Value™ of ₨32.71 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ghani Glass's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₨27 Mil. Ghani Glass's average total debt for the quarter that ended in Mar. 2026 was ₨54 Mil. Therefore, Ghani Glass's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 48.74%.


Ghani Glass  (KAR:GHGL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ghani Glass Effective Interest Rate on Debt % Related Terms


Ghani Glass Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ghani Glass's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ghani Glass Effective Interest Rate on Debt % Chart

Ghani Glass Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.87 12.21 16.13 20.02 17.64

Ghani Glass Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 138.38 -390.20 103.39 59.05 48.74

KAR:GHGL vs SW, PKG, IP: Effective Interest Rate on Debt % Comparison

For the Packaging & Containers subindustry, Ghani Glass's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ghani Glass Effective Interest Rate on Debt % vs Packaging & Containers Industry

For the Packaging & Containers industry and Consumer Cyclical sector, Ghani Glass's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ghani Glass's Effective Interest Rate on Debt % falls into.


KAR:GHGL
84GF Score
Ghani Glass Ltd KAR:GHGL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ghani Glass Effective Interest Rate on Debt % Calculation

Ghani Glass's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -14.691/( (90.558+76.05)/ 2 )
=-1  *  -14.691/83.304
=17.64 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=65.018 + 25.54
=90.558

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=42.644 + 33.406
=76.05

Ghani Glass's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -26.54/( (57.533+51.364)/ 2 )
=-1  *  -26.54/54.4485
=48.74 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=32.865 + 24.668
=57.533

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=30.264 + 21.1
=51.364

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 48.74% mean?
Ghani Glass (KAR:GHGL) has a Effective Interest Rate on Debt % of 48.74% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ghani Glass and its competitors.
Is Ghani Glass' Effective Interest Rate on Debt % too high?
Ghani Glass' current Effective Interest Rate on Debt % is 48.74%. Overall, Ghani Glass has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ghani Glass' Effective Interest Rate on Debt % compare to SW and PKG?
Ghani Glass' Effective Interest Rate on Debt % of 48.74% can be compared against companies in the Packaging & Containers industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Packaging & Containers company?
A good Effective Interest Rate on Debt % depends on the Packaging & Containers industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ghani Glass and its competitors. Ghani Glass's current Effective Interest Rate on Debt % is 48.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ghani Glass stock overvalued right now?
Based on GuruFocus' analysis, Ghani Glass (KAR:GHGL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨32.71, compared to a current price of ₨38.67 — trading 18.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 48.74%. Ghani Glass' overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ghani Glass (KAR:GHGL), the current Effective Interest Rate on Debt % is 48.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ghani Glass (KAR:GHGL) Overvalued in 2026?

Based on GuruFocus' analysis, Ghani Glass stock appears to be overvalued. The current stock price of ₨38.67 is trading 18.2% above its estimated GF Value™ of ₨32.71. GuruFocus considers Ghani Glass to be Modestly Overvalued.

Key valuation signals for KAR:GHGL:

  • Effective Interest Rate on Debt %: 48.74%
  • GF Value™: ₨32.71 vs. price of ₨38.67 (18.2% above fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the KAR:GHGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ghani Glass Business Description

Address 40-L Model Town Extension, Ghani Complex, Lahore, PB, PAK
Ghani Glass Ltd is involved in manufacturing and selling float and container glass products in Pakistan. The company offers clear, green, brown, reflective, blue, grey, and figured glass products. It also provides amber and clear pharmaceutical glass containers, flint and green beverages glass containers, and clear food glass containers. Geographically, it derives a majority of its revenue from Pakistan.
84GF Score

Get the complete analysis for KAR:GHGL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨38.67
Price
₨32.71
GF Value