Sazgar Engineering Works (KAR:SAZEW) Effective Interest Rate on Debt %: 24.27% (As of Mar. 2026)

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KAR:SAZEW Sazgar Engineering Works Ltd KAR:SAZEW
76 GF Score
Price ₨1,882.27
! 1 Warning Sign
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What is Sazgar Engineering Works Effective Interest Rate on Debt %?

Sazgar Engineering Works KAR:SAZEW -2.23% 76 Effective Interest Rate on Debt % is 24.27% as of Mar. 2026. GuruFocus rates KAR:SAZEW with a GF Score™ of 76/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sazgar Engineering Works's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₨408 Mil. Sazgar Engineering Works's average total debt for the quarter that ended in Mar. 2026 was ₨1,681 Mil. Therefore, Sazgar Engineering Works's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 24.27%.


Sazgar Engineering Works  (KAR:SAZEW) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Sazgar Engineering Works Effective Interest Rate on Debt % Related Terms


Sazgar Engineering Works Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Sazgar Engineering Works's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sazgar Engineering Works Effective Interest Rate on Debt % Chart

Sazgar Engineering Works Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 1.11 4.95 12.31 20.06

Sazgar Engineering Works Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.08 -51.66 64.34 28.45 24.27

KAR:SAZEW vs TSLA, GM, F: Effective Interest Rate on Debt % Comparison

For the Auto Manufacturers subindustry, Sazgar Engineering Works's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sazgar Engineering Works Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Sazgar Engineering Works's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Sazgar Engineering Works's Effective Interest Rate on Debt % falls into.


KAR:SAZEW
76GF Score
Sazgar Engineering Works Ltd KAR:SAZEW
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sazgar Engineering Works Effective Interest Rate on Debt % Calculation

Sazgar Engineering Works's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -131.334/( (361.994+947.661)/ 2 )
=-1  *  -131.334/654.8275
=20.06 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=151.893 + 210.101
=361.994

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=49.825 + 897.836
=947.661

Sazgar Engineering Works's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -408.048/( (3343.982+18.75)/ 2 )
=-1  *  -408.048/1681.366
=24.27 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.125 + 3315.857
=3343.982

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 24.27% mean?
Sazgar Engineering Works (KAR:SAZEW) has a Effective Interest Rate on Debt % of 24.27% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sazgar Engineering Works and its competitors.
Is Sazgar Engineering Works' Effective Interest Rate on Debt % too high?
Sazgar Engineering Works' current Effective Interest Rate on Debt % is 24.27%. Overall, Sazgar Engineering Works has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Sazgar Engineering Works' Effective Interest Rate on Debt % compare to TSLA and GM?
Sazgar Engineering Works' Effective Interest Rate on Debt % of 24.27% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sazgar Engineering Works and its competitors. Sazgar Engineering Works's current Effective Interest Rate on Debt % is 24.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sazgar Engineering Works stock overvalued right now?
Sazgar Engineering Works (KAR:SAZEW) has a current Effective Interest Rate on Debt % of 24.27%. The current Effective Interest Rate on Debt % is 24.27%. Sazgar Engineering Works' overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sazgar Engineering Works (KAR:SAZEW), the current Effective Interest Rate on Debt % is 24.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sazgar Engineering Works Business Description

Address 88-Ali Town, Raiwind Road, Thokar Niaz Baig, Lahore, PB, PAK
Sazgar Engineering Works Ltd is engaged in manufacturing and selling automobiles, including four-wheelers and three-wheelers, producing tractor wheel rims, and marketing home appliances. It markets four-wheelers under the brands HAVAL, BAIC, GWM TANK-500, and ORA, offering hybrid electric and petrol SUVs, and exports three-wheelers under the brand SAZGAR. Tractor wheel rims are supplied to tractor assemblers, and home appliances are marketed under the Whirlpool brand. The Company's revenue mainly comes from Pakistan, with additional sales in Bangladesh, Japan, and other countries. The four-wheeler segment generates the highest revenue.
76GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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