Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Thal's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₨578 Mil. Thal's average total debt for the quarter that ended in Mar. 2026 was ₨5,436 Mil. Therefore, Thal's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 10.63%.
Thal (KAR:THALL) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Thal Effective Interest Rate on Debt % Related Terms
Thal Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Thal's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:THALL vs ORLY, AZO, GPC: Effective Interest Rate on Debt % Comparison
For the Auto Parts subindustry, Thal's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thal Effective Interest Rate on Debt % vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Thal's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Thal's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 10.63% mean?
Thal (KAR:THALL) has a Effective Interest Rate on Debt % of 10.63% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Thal and its competitors.
Is Thal's Effective Interest Rate on Debt % too high?
Thal's current Effective Interest Rate on Debt % is 10.63%. Overall, Thal has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thal's Effective Interest Rate on Debt % compare to ORLY and AZO?
Thal's Effective Interest Rate on Debt % of 10.63% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Thal and its competitors. Thal's current Effective Interest Rate on Debt % is 10.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thal stock overvalued right now?
Based on GuruFocus' analysis, Thal (KAR:THALL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨528.97, compared to a current price of ₨590.00 — trading 11.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 10.63%. Thal's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Thal (KAR:THALL), the current Effective Interest Rate on Debt % is 10.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thal (KAR:THALL) Overvalued in 2026?
Based on GuruFocus' analysis, Thal stock appears to be overvalued.
The current stock price of ₨590.00 is trading 11.5% above its estimated GF Value™ of ₨528.97.
GuruFocus considers Thal to be Modestly Overvalued.
Key valuation signals for KAR:THALL:
Effective Interest Rate on Debt %: 10.63%
GF Value™: ₨528.97 vs. price of ₨590.00 (11.5% above fair value)
No single metric tells the full story. See the KAR:THALL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thal Ltd is a diversified industrial manufacturer operating in engineering, packaging, and laminate sheets. Its engineering segment produces automotive parts, including air-conditioners, radiators, wire harnesses, and engine components. The packaging segment offers jute goods, paper sacks, woven polypropylene packaging, and laminate sheets for various industries. The company's operations span multiple cities in Pakistan and include export activities to many countries. It also has interests in energy through coal mining and power generation ventures. The Company's operating businesses are categorized under two segments, namely the Engineering segment and the Building Material & Allied Products segment. The majority of revenue comes from the Engineering segment.
79GF Score
Get the complete analysis for KAR:THALL
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KAR:THALL has been successfully added to your 
