National Consumer Holding Co (S A K C) (KUW:NCCI) Effective Interest Rate on Debt %: 4.30% (As of Jun. 2026)

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What is National Consumer Holding Co (S A K C) Effective Interest Rate on Debt %?

National Consumer Holding Co (S A K C) KUW:NCCI +0.20% Effective Interest Rate on Debt % is 4.30% as of Jun. 2026. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. National Consumer Holding Co (S A K C)'s annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was KWD0.15 Mil. National Consumer Holding Co (S A K C)'s average total debt for the quarter that ended in Jun. 2026 was KWD3.54 Mil. Therefore, National Consumer Holding Co (S A K C)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 4.30%.


National Consumer Holding Co (S A K C)  (KUW:NCCI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


National Consumer Holding Co (S A K C) Effective Interest Rate on Debt % Related Terms


National Consumer Holding Co (S A K C) Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for National Consumer Holding Co (S A K C)'s Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Consumer Holding Co (S A K C) Effective Interest Rate on Debt % Chart

National Consumer Holding Co (S A K C) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.48 4.62 13.91 4.52 4.89

National Consumer Holding Co (S A K C) Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.53 4.77 4.48 4.68 4.30

KUW:NCCI vs SW, AMCR, PKG: Effective Interest Rate on Debt % Comparison

For the Packaging & Containers subindustry, National Consumer Holding Co (S A K C)'s Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Consumer Holding Co (S A K C) Effective Interest Rate on Debt % vs Packaging & Containers Industry

For the Packaging & Containers industry and Consumer Cyclical sector, National Consumer Holding Co (S A K C)'s Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where National Consumer Holding Co (S A K C)'s Effective Interest Rate on Debt % falls into.



National Consumer Holding Co (S A K C) Effective Interest Rate on Debt % Calculation

National Consumer Holding Co (S A K C)'s annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.161/( (2.711+3.875)/ 2 )
=-1  *  -0.161/3.293
=4.89 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.989 + 0.722
=2.711

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.859 + 1.016
=3.875

National Consumer Holding Co (S A K C)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.152/( (3.649+3.422)/ 2 )
=-1  *  -0.152/3.5355
=4.30 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.744 + 0.905
=3.649

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.52 + 0.902
=3.422

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.30% mean?
National Consumer Holding Co (S A K C) (KUW:NCCI) has a Effective Interest Rate on Debt % of 4.30% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on National Consumer Holding Co (S A K C) and its competitors.
Is National Consumer Holding Co (S A K C)'s Effective Interest Rate on Debt % too high?
National Consumer Holding Co (S A K C)'s current Effective Interest Rate on Debt % is 4.30%.
How does National Consumer Holding Co (S A K C)'s Effective Interest Rate on Debt % compare to SW and AMCR?
National Consumer Holding Co (S A K C)'s Effective Interest Rate on Debt % of 4.30% can be compared against companies in the Packaging & Containers industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Packaging & Containers company?
A good Effective Interest Rate on Debt % depends on the Packaging & Containers industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on National Consumer Holding Co (S A K C) and its competitors. National Consumer Holding Co (S A K C)'s current Effective Interest Rate on Debt % is 4.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Consumer Holding Co (S A K C) stock overvalued right now?
Based on GuruFocus' analysis, National Consumer Holding Co (S A K C) (KUW:NCCI) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.14, compared to a current price of KWD0.10 — trading 29.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.30%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For National Consumer Holding Co (S A K C) (KUW:NCCI), the current Effective Interest Rate on Debt % is 4.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

National Consumer Holding Co (S A K C) Business Description

Address Khaled Bin Al-Waleed Street, P.O. Box 3767, Al-Madina Tower, 9th Floor, Sharq, Office No. 1, Kuwait City, KWT, 13038
National Consumer Holding Co (S A K C) manufactures and sells consumer products. The company produces facial tissue, Toilet Roll, Private label Tissue for a private customer, and Corrugated Carton, as well as Deformed Steel Bars and Plain Round steel bars. Geographically, it derives a majority of revenue from Kuwait and also has a presence in the Gulf Cooperation Council (GCC Countries).